Advantages of Temporary Van Insurance

by Robert Johnson Blogs on Latest News

The Advantages of temporary van insurance are many so you are legal when on the road for the smallest financial amount possible. This allows anyone to use a van to transport an item or items and only pay for insurance coverage for the days, weeks or months they need.

What type of temporary van insurance is available?

All temporary van insurance companies offered full comprehensive coverage. With this no matter who is at fault in an accident or incident, the bills will be paid.
There are a few insurance companies that do offer Third Party Fire and Theft and Third Party.

How long is a temporary van insurance policy good for?

The length of time the temporary van insurance policy is active is dependent on the person taking the policy out.
Most insurance companies that offer this type of coverage have policies that go from one day to 3 months of coverage.
There are also a few companies that offer coverage for as short as 1 hour.

When does the temporary van insurance policy go into effect?

Since the person taking out the policy determines the days of coverage, it will begin when they want it to. The shortest time lapse for a policy to become active is immediate, once the premium is paid for.

Do I have to own the van I need coverage for?

No, the van you need insurance for can be borrowed from a friend, the company you work for or rented from a van leasing company.

If you do own the van and do not use it regularly, you can take out temporary cover to cover the days you do need to use it.

Can anyone take out a temporary van insurance policy?

The requirements for taking out this type of policy are simple and clear cut.

For those over the age of 25 they must have possessed a UK driver's license for at least 3 months.
For those under the age of 25 the UK driver's licenses must be valid for 6 months or more before the policy will be issued.

In conclusion

Many people from all walks of life like the advantages of temporary van insurance so they can move their belongings when changing residence, moving a student to a new school, transport an item or items to another location or simply use their van a few times a year for vacation or camping trips.

This type of policy is low in cost as compared to coverage for 12 months for anyone who is only going to use a van once or just a few times a year.