A Step-By-Step Approach to Getting Your Insurance License

If you want to become an insurance producer, aka an agent or a broker, you’ll need a license to practice; your state will issue this license. On the other hand, if you sell different lines of insurance, you’ll need to have multiple insurance licenses. Whether you want to secure insurance licensing in NY or any other state of the US, you’ll have to educate yourself and then appear for a test. Thankfully, most of the testing and education for securing an insurance license can be completed online these days.

Insurance licensing requirements

Whenever you appear for an insurance test, the typical requirements comprise:

·         Fingerprinting

·         Doing a comprehensive background check

·         Appearing for hours of training

Once you’ve successfully met all these requirements, you’ll be sitting for the licensing exam. And, eventually, when you pass your licensing exam, you’ll get your license to practice.

Insurance licenses

In the US, licensing happens at the state level only. Every state has its own requirements, and you will have to meet these requirements if you want to get the license to work as an insurance producer. Your state may have an insurance law that classifies health, accident, life, casualty, and property as individual lines of authority. You may want a separate insurance license for every line, provided that your state may allow you to bundle some of them together.

For instance, in California, the recognized insurance list includes auto, life, property, travel, health/accident, casualty, and burial and funeral coverage. Besides, the state allows agents to sell different varieties of policies if they’ve acquired a license to sell “personal lines” insurance products. So, if you have a personal lines license, you’ll be able to sell residential property, auto, excess liability, and personal watercraft insurance under special circumstances with the help of a single license.

The first step to getting your insurance license is to decide which one do you want. If you want to sell multiple lines, then you’ll have to factor in added pre-licensing training and testing time and cost. So, ideally, you should start taking your pre-licensing requirements seriously if you want to secure your insurance license. The fact is, you’ll have to find a good pre-licensing course and get yourself enrolled in it. Moreover, you’ll only have to trust an expert insurance education provider from whom you’ll get your pre-licensing course.

When it comes to finding an experienced insurance education provider, you’ll have to trust CE Live.

CE Live: A trusted insurance education provider

Whether you want to fulfill title insurance pre-licensing requirements or need to enroll in a general insurance pre-licensing course, CE Live has you covered. As your trusted learning partner, this education provider offers online courses so that you can learn at your own pace. The coursework includes classes with top instructors, books, and guidance so that you can remain ahead of the competition.

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Created on Aug 19th 2021 23:50. Viewed 200 times.

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