Protect Your Parents' Well-being with the Right Health Plan in Australia
Having your parents visit you overseas is a heartwarming experience. However, one wouldn't want to compromise on their well-being, especially when they are miles away from home. The best way to take their health and safety into regard is by getting them an OVHC. Whether they’re planning to stay for a few months or for a bit longer, their well-being should be your top priority.
In Australia, if not covered, medical treatments can punch a hole in your pocket. Health emergencies are unforeseen; that’s why having a reliable Overseas Visitor Health Cover is non-negotiable.
Let’s dive deeper and explore the best and most affordable insurance policies for your parents visiting you.
Why is OVHC Important?
Overseas Visitor Health Cover (OVHC) is an insurance that covers medical services like doctor visits, hospital stays, ambulance services, and some prescription medicines for people visiting Australia on temporary visas. The services covered depend on your policy.
If your parents are on a visitor's visa, they might be required to have an OVHC coverage as a visa mandate. This, however, depends on the visa subclass. Even if getting health insurance is not mandatory for your parents' visa subclass, it would be wise to get one anyway. After all, it is the best way to avoid huge medical bills in case of emergencies.
Choosing the Right OVHC Plan
Buying an OVHC can be baffling. As there is a pool of providers offering various plans and benefits, it is natural to feel indecisive. So, how can one buy the right policy? Well, to start, one can assess their requirements. Ask yourself the following questions-
What are the services that I need, and should be covered in my policy?
Are there any pre-existing conditions that I'd like covered?
Do I need extra benefits like therapies, etc., included in my cover?
What amount am I ok putting into this policy?
Once you have the answers to all these questions, you can go ahead and compare plans from various providers. This will help you strike off the options that do not fit. You will then be left with options that fit most of your needs. All you need to do is to choose the option that fits best.
Top OVHC Providers
AHM OVHC
Affordable and flexible plans.
Quick online application and support.
Hospital and medical services cover
Compliant with visa needs.
Medibank OVHC
One of Australia’s most reliable health insurers.
Basic to comprehensive levels of cover.
Trusted, long-standing provider.
NIB OVHC
Value for money.
Easy claims.
Online support.
Budget options.
Bupa OVHC
Renowned international brand
Reliable customer service.
Offers on plans that include extras.
Good for broader coverage options.
Allianz Care OVHC
Strong coverage.
Telehealth and 24/7 medical assistance.
Travel support and emergency help.
Great for elders who may need extra care.
AIA OVHC
Trusted provider.
Visa-compliant.
24/7 Support.
Emergency Cover.
Cheapest Health Insurance in Australia
Are you looking for an insurance policy that fits your budget? Compare OVHC options from various providers on our website ‘Budget Policy’. You can check AHM’s Basic OVHC, NIB’s Budget Visitor Cover, or Allianz Care’s Essential Visitors Cover, among others.
These options are budget-friendly and ideal for your parents if they are visiting for a short term and do not have any pre-existing conditions that require care.
You may get a policy out of these in the range as low as $60–$80 per month. However, you need to keep in mind that these basic plans do not cover extras like physiotherapy, dental, or optical.
Final Guiding Steps
Buying a policy for your parents? Follow these steps-
Understand your parents’ health needs.
Check the Inclusions of the plan.
Compare Providers.
Look for the quality of their customer support.
Consider adding extras if needed.
Buying OVHC
The process of buying an OVHC is simple and can be carried out online.
Visit the budget policy website.
Fill in the basic details required to compare plans from various providers, and choose the plan and provider.
Enter details like visa type and duration of stay, and then choose the plan.
Pay and get the certificate within minutes via email.
The costs of healthcare are rising rapidly. Even a short hospital visit can cost thousands of dollars. It is therefore necessary to ensure your parents stay protected when they visit you. Securing their health and peace of mind.
Good health is priceless; protecting it doesn’t have to be expensive. With budget policy, choose the right OVHC that fits your budget as well as your requirements.
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