Troubleshoot QuickBooks Error 185: Some Essential Methods

Posted by Alastor Moody
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Apr 23, 2025
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QuickBooks error 185 suggests that your bank is looking for additional data that can be saved. Additionally, after inputting the credentials, the bank requests further information. 


Some multi-factor authentication account types, such as tokens and OTP, require additional security information besides the ID and password. 


This error code may be caused by several circumstances, some of which we have covered in this essay. 


Let's briefly examine the causes and solutions for the QuickBooks Online issue.


  • Security Questions: If the bank or financial institution requests one, you must enter the correct response. QuickBooks Online remembers the security questions you asked and the responses you typed as you entered them.

  • One-Time Password: If the bank or financial institution requests an OTP, you must input it each time the error message appears. The OTP will appear on a device through text messages, phone calls, etc.


Do you need to troubleshoot issue 185 with QuickBooks Online? Call our QuickBooks error support number +1(855)-738–0359 to speak with QB specialists and explain the issue to receive pertinent help.

What Causes Error Code 185 in QuickBooks?

There are several justifications for promoting QuickBooks error 185, which are listed below:


  • Verifying the user attempting to access the account requires more information than what is already saved (password and user ID)

  • You might have to respond to the security question you already answered in the application to confirm your identity. Additionally, for verification purposes, you must enter the OTP that the bank supplied to you

  • Common Internet connectivity problems, such as a slow connection or a network timeout

How Can I Fix Error 185 in QuickBooks Online Banking?

First and foremost, make sure QuickBooks is up to date with the most recent version. Once finished, remove QuickBooks error 185 by following the steps listed below:

Solution 1: Give Your Financial Institution the Data They Need

You must first provide the information requested by your bank so they can confirm your identification.


  • Open the bank account that is connected to QuickBooks and for which problem code 185 is appearing

  • After that, respond to the security questions that were requested of you to verify your identity

  • You can run into the issue the next time you try to update information if you have set up more than one security question

  • When you press the Submit button, QuickBooks will remember the security questions and their corresponding responses

  • Enter your registered mobile number or other contact details to receive the OTP from the bank


Follow the next troubleshooting step if you continue to receive the QuickBooks error message 185.

Solution 2: Use the Repair Tool to Fix the Error

To use the Smart PC fixer or repair tool and get rid of the QB banking problem 185, follow the instructions below:


  • Install Smart PC Fixer on your computer after downloading it from a reliable source

  • Next, select Scan & Clean

  • The scanning process will then begin when you click the Scan button

  • Hit Fix All to resolve the error after waiting for the tool to identify potential causes

  • Proceed to the following step if you are still experiencing issues completing bank transactions from within QuickBooks

Solution 3: Clean Up Your Disk

To clean your Windows disk, follow the instructions below:


  • After clicking the Windows icon, choose Computer

  • Next, choose Properties after right-clicking on Local Disk (C:)

  • Next, locate and select Disk Cleanup

  • The procedure to determine how much disk space you can free up is carried out in the following window

  • Remove the unnecessary files from the Disk Cleanup section

  • To ensure that the chosen files have been deleted, click OK


Also read about:- How To Resolve QuickBooks Error 6000 83?

Conclusion

We hope you are fully prepared now that you know what to do when QuickBooks error 185 shows up on your screen. If the problem continues after that, it is best to contact the professionals at the +1(855)-738–0359 hotline, who can help you more effectively.

Frequently Asked Questions About QuickBooks Error 185

What is QuickBooks Error 185?

  • QuickBooks Error 185 usually appears when connecting your bank account to QuickBooks. It indicates that the financial institution requires additional security verification, such as answering a security question or completing a multi-factor authentication process.

Why does QuickBooks show error 185 during bank connection?

  • This error often shows up when your bank’s system needs extra verification to protect your account. It may happen after a certain period of inactivity or due to changes in your login credentials.

Can outdated login credentials cause Error 185 in QuickBooks?

  • Yes, if the bank login credentials saved in QuickBooks are incorrect or have expired, the software may fail to establish a connection and display this error instead.

How can I resolve QuickBooks Error 185?

  • To fix this error, log into your bank account through QuickBooks and follow any prompts for additional verification. Make sure to answer security questions or confirm access if requested by your bank.

Does this error affect my bank data in QuickBooks?

  • Error 185 does not delete or damage your financial data. It only interrupts the process of downloading or syncing transactions until the required verification is completed successfully.

Will updating QuickBooks fix error 185 automatically?

  • Updating QuickBooks may help if the error is caused by a glitch in the software. However, most of the time, resolving it requires interacting with your bank’s security system and not just updating the application.

Can this error occur even if login credentials are correct?

  • Yes, even if your credentials are accurate, the bank may require extra steps for verification, such as answering security questions, which QuickBooks needs you to complete before proceeding.

Is QuickBooks Error 185 related to multi-factor authentication?

  • Yes, this error is closely tied to additional security layers like multi-factor authentication. If your bank requires more than just a username and password, QuickBooks may prompt you to complete the verification process.

How can I prevent Error 185 from recurring?

  • To prevent this error, make sure your QuickBooks banking connection is up to date and complete all required verifications promptly. Also, keep your bank login credentials updated and avoid changing them frequently unless necessary.

Should I contact support if Error 185 continues?

  • If the error persists even after completing all verifications, it is a good idea to reach out to QuickBooks support or your financial institution. They can help identify whether the issue is on the bank’s side or within the software.

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