7 Reasons Why You Should Get An HDFC Bank Credit Card

HDFC Bank is the leading bank when it comes to issuing credit cards to its customers. You get a host of offers and deals on the HDFC Bank credit cards. You can get the most out of the HDFC Bank credit cards by simply selecting the right credit card that fits your profile and using it responsibly. 

Here are the 7 reasons why you should get an HDFC bank credit card:

1. Welcome Benefits: HDFC Bank credit cards are a host of welcome benefits and nothing is as sweet as starting your credit card journey with the welcome gifts. You can enjoy bonus rewards points, cash back, travel points like InterMiles, and much more with this bank’s credit cards. You get 8,000 InterMiles on InterMiles HDFC Bank Signature credit card, 2,500 bonus reward points on HDFC Bank Regalia Credit Card, etc.

2. Milestone Benefits: On achieving a certain spending limit the HDFC Bank rewards you with milestone benefits like gift vouchers, bonus reward points, InterMiles, and a lot more other benefits. You can never go wrong in selecting the HDFC Bank credit cards. 

3. Host of Rewards: With HDFC Bank credit cards you can enjoy a wide range of rewards like reward points, cashbacks, gift vouchers, InterMiles, etc. The highly rewarding credit card offered by the HDFC Bank is Infinia credit card, with this card you get 10,000 bonus reward points and 5 reward points on every Rs. 150 spent on this card. This card can only be availed of by an invite.  

4. Fuel Waiver: The bank has a specially-designed IndianOil HDFC Credit Card to let its customers enjoy the fuel benefits. Other than this you also get fuel wavier benefit on other HDFC Credit Cards. 

5. Spend-based waiver: You can enjoy your credit card without having to worry about the renewal fee as you get a spend-based waiver benefit on the HDFC Bank credit cards. On achieving a certain spending limit the bank waives off the renewal fee. Also, HDFC Bank offers a joining fee waiver on spending a certain amount in a stipulated time frame. 

6. Travel Benefits: With HDFC Bank credit cards enjoy the travel benefits, you can redeem your earned reward points by converting them into Airmiles and using it for booking flights/hotels or other travel packages. HDFC Bank credit cards also cover accidental air death insurance. You can vouch for 6E Rewards XL - IndiGo HDFC Bank Credit Card, HDFC Bank Diners Club Miles Credit Card, etc. to enjoy the travel perks and offers. 

7. Grace period: You can enjoy the interest-free period of up to 50 days with the HDFC Credit Cards. You get a grace period of 3 days after the due date to clear your credit card dues. You get all these benefits with the HDFC Bank credit cards. 

How can I apply for HDFC Bank Credit Cards?

HDFC Bank offers you both online and offline modes to apply for credit cards. You can visit the HDFC Bank official website and select the credit card of your choice and click on apply. Fill in the required fields and submit your request. To apply for HDFC Bank credit cards online, visit here. 

Another way is by visiting the nearest bank branch. Go to the nearest HDFC Bank branch and take the credit card application form. Fill the application form and attach the required documents like age proof, address proof, and income proof. Submit your form on the counter. 

Bottom Line:

To conclude, as you can see you get numerous benefits with the HDFC Bank credit cards. One of the best credit cards and premium credit cards offered by HDFC Bank is the Infinia credit card which can only be availed of by an invite. Other HDFC Bank credit cards also have great deals and offer one can enjoy. You can apply for credit cards online as well as offline. You will never be dissatisfied with the HDFC Bank credit cards because you get plenty of features and benefits with them. The important thing is to enjoy these benefits you need to use credit cards sensibly and responsibly. Always keep your credit card dues clear and you will be good to go.