15 Best Banks in Pennsylvania for 2023

by Blogging Shark Marketing Consultant
Are you curious about finding the best banks in Pennsylvania? Finding the right bank can be crucial if you're looking for a place to save your allowance, manage your first paycheck, or start a business. That's why we've put together this guide to help you navigate the banking landscape in Pennsylvania and make an informed decision.
First things first, let's start with the basics. What is a bank, anyway? A bank is a financial institution that accepts deposits, makes loans, and provides other financial services to customers. Banks are responsible for keeping your money safe and secure and providing the tools you need to manage your finances.
So, how do you choose the best bank in Pennsylvania? There are a lot of factors to consider, such as interest rates, fees, accessibility, and customer service. In this guide, we'll break down the top banks in Pennsylvania based on these criteria so that you can make the best decision for your needs.
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Criteria for evaluating the best banks in PA
Now that you know what a bank is, let's talk about what makes a bank the best choice for you. Here are the main criteria we considered when evaluating the top banks in Pennsylvania:
Interest rates on savings accounts and CDs When you put your money in a savings account or CD (certificate of deposit), the bank pays you interest on your balance. The higher the interest rate, the more money you'll earn. So, we looked for banks in Pennsylvania offering competitive interest rates on these accounts.
Fees for various banking services Banks often charge fees for things like ATM withdrawals, overdrafts, and wire transfers. We looked for banks with reasonable prices and charges for their services and offered ways to avoid or reduce these fees.
Accessibility of ATMs and bank branches It's vital to access your bank's services when you need them. We looked for banks in Pennsylvania with a large network of ATMs and bank branches, so you can quickly withdraw cash or talk to a banker.
Online and mobile banking capabilities In today's digital age, managing your money online and on your mobile device is crucial. We looked for banks that offer user-friendly online and mobile banking platforms with features like mobile check deposit and bill pay.
Customer service and satisfaction ratings When you have a question or a problem with your account, it's essential to have access to helpful and responsive customer service. We looked for Pennsylvania banks with high customer satisfaction ratings and good reviews.
Additional benefits and features Finally, we looked for banks that offer other advantages and features, such as credit cards, investment options, and rewards programs. These perks can make banking more convenient and rewarding for you.
Considering all of these criteria, we identified the top banks in Pennsylvania for you to consider. Stay tuned for our next section, where we'll share our findings.
Top 5 Best Banks in Pennsylvania 
Hey there, students! Are you ready to learn about the top banks in Pennsylvania? We've researched and evaluated the top banks based on the criteria we discussed earlier. Here are the banks that stood out to us:
PNC Bank is one of the largest banks in Pennsylvania, with over 2,400 branches and ATMs in the state. They offer competitive interest rates on savings accounts and CDs and have a user-friendly online and mobile banking platform. PNC also provides various financial services, including investment options and credit cards.
Citizens Bank has over 150 branches and ATMs in Pennsylvania and offers a variety of banking products and services. They have competitive interest rates on savings accounts and CDs and offer a mobile banking app with features like mobile check deposit and bill pay. Citizens Bank also has a rewards program for debit card purchases.
Wells Fargo has over 400 branches and ATMs in Pennsylvania and offers various financial services, including savings accounts, CDs, and investment options. They have a user-friendly mobile banking app and offer a rewards program for debit card purchases. Wells Fargo also has a good reputation for customer service.
BB&T has over 200 branches and ATMs in Pennsylvania and offers a range of financial products and services, including savings accounts, CDs, and credit cards. They have a user-friendly online and mobile banking platform and offer a rewards program for debit card purchases. BB&T also has a good reputation for customer service.
First Commonwealth Bank has over 130 branches and ATMs in Pennsylvania and offers a range of financial products and services, including savings accounts, CDs, and loans. They have a user-friendly online and mobile banking platform and offer a rewards program for debit card purchases. First Commonwealth Bank also has a good reputation for customer service.
These are just a few of the top banks in Pennsylvania that we found in our research. Remember that your best bank will depend on your personal banking needs and preferences. Stay tuned for our next section, where we'll dive deeper into one of these top banks.
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Honorable mentions
Let's take a look at some honorable mentions of banks in Pennsylvania that didn't make it into our top five but are still worth considering.
Santander Bank has over 200 branches and ATMs in Pennsylvania and offers a range of financial products and services, including savings accounts, CDs, and loans. They also provide a user-friendly mobile banking app and a rewards program for debit card purchases.
TD Bank has over 60 branches and ATMs in Pennsylvania and offers a variety of banking products and services. They have a user-friendly online and mobile banking platform and offer a rewards program for debit card purchases. TD Bank also has a good reputation for customer service.
M&T Bank has over 150 branches and ATMs in Pennsylvania and offers a range of financial products and services, including savings accounts, CDs, and loans. They have a user-friendly online and mobile banking platform and offer a rewards program for debit card purchases.
Fulton Bank has over 50 branches and ATMs in Pennsylvania and offers a range of financial products and services, including savings accounts, CDs, and loans. They have a user-friendly online and mobile banking platform and offer a rewards program for debit card purchases.
First National Bank has over 300 branches and ATMs in Pennsylvania and offers a range of financial products and services, including savings accounts, CDs, and credit cards. They have a user-friendly online and mobile banking platform and offer a rewards program for debit card purchases.
These banks have unique features and benefits and may be a good fit for certain customers. When choosing a bank ,t's essential to consider factors like fees, interest rates, convenience, and your personal banking needs and preferences.
Remember, there's no one-size-fits-all answer when choosing a bank. Do your research and compare options to find the bank that's the best fit for you. Good luck!