Keep Your Dmv Record Clear With Texas Defensive Driving
If you are concerned about auto insurance prices, you know that one of the things that can cause your insurance rates to rise it getting a ticket. Insurance companies take off points for tickets and accidents and if you score too low, you pay more for insurance. In Texas, there is a way that getting a ticket can actually help you to lower the price you pay for insurance by ten percent. Texas defensive driving courses can keep a ticket from going onto your driving record and reduce your insurance rates.
If you receive a ticket in Texas, state law may allow you to prevent that ticket from becoming a part of your driving record. Only one ticket in any twelve month period can be dismissed using this option. To get the ticket dropped, you must complete a defensive driving course and send the ticket to the court. Then you can send another certificate provided by the driving school to your insurance company and qualify for a ten percent discount for the next thirty six months.
In order for the ticket to be dismissed, you must make a guilty or no contest plea. The plea can be made either in writing or by personal appearance and must be before the due date of the ticket. You must have a Texas drivers license. The ticket cannot have been issued in a work or school zone. It cannot be for going more than twenty-five miles per hour over the posted speed limit and it cannot be for a seat belt violation. If these conditions do not apply and you can prove financial responsibility you can have one ticket dropped every year.
Texas law requires that the defensive driving schools charge a minimum of twenty-five dollars to take a class. There are several driving schools that offer the class for the minimum price.
The class can be taken over the internet. This allows you to take a course any time that fits your schedule and to break up the class into several short sessions. You no longer have to schedule a day off work and then spend six hours in a classroom. Instead, you pay your fee by credit card, log into your account and watch the video presentations at your convenience. At the end of the course, you take a short test that you must score 70 percent or above on and you pass the course. If you fail the test, you can review the material and take the test up to two more times in order to pass the course.
Since the course is so inexpensive, many people choose to take a course just to save money on the cost of insurance. Additionally some employers are now requiring that their employees take the defensive driving course on a regular basis.
Remember, if you allow a ticket to go onto your driving record, it will stay there for three years. That can mean that every month for the next three years, you will pay more for your auto insurance. The other option is to make arrangements with the court to take a course and keep the ticket from going onto your driving record. Then for the next three years, instead of paying more for insurance, you will get an additional ten percent off the cost of insurance.
The best way to take care of a ticket in Texas is with a Texas defensive driving course.
If you receive a ticket in Texas, state law may allow you to prevent that ticket from becoming a part of your driving record. Only one ticket in any twelve month period can be dismissed using this option. To get the ticket dropped, you must complete a defensive driving course and send the ticket to the court. Then you can send another certificate provided by the driving school to your insurance company and qualify for a ten percent discount for the next thirty six months.
In order for the ticket to be dismissed, you must make a guilty or no contest plea. The plea can be made either in writing or by personal appearance and must be before the due date of the ticket. You must have a Texas drivers license. The ticket cannot have been issued in a work or school zone. It cannot be for going more than twenty-five miles per hour over the posted speed limit and it cannot be for a seat belt violation. If these conditions do not apply and you can prove financial responsibility you can have one ticket dropped every year.
Texas law requires that the defensive driving schools charge a minimum of twenty-five dollars to take a class. There are several driving schools that offer the class for the minimum price.
The class can be taken over the internet. This allows you to take a course any time that fits your schedule and to break up the class into several short sessions. You no longer have to schedule a day off work and then spend six hours in a classroom. Instead, you pay your fee by credit card, log into your account and watch the video presentations at your convenience. At the end of the course, you take a short test that you must score 70 percent or above on and you pass the course. If you fail the test, you can review the material and take the test up to two more times in order to pass the course.
Since the course is so inexpensive, many people choose to take a course just to save money on the cost of insurance. Additionally some employers are now requiring that their employees take the defensive driving course on a regular basis.
Remember, if you allow a ticket to go onto your driving record, it will stay there for three years. That can mean that every month for the next three years, you will pay more for your auto insurance. The other option is to make arrangements with the court to take a course and keep the ticket from going onto your driving record. Then for the next three years, instead of paying more for insurance, you will get an additional ten percent off the cost of insurance.
The best way to take care of a ticket in Texas is with a Texas defensive driving course.
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