Allied interstate collection agency is popularly known worldwide to consistently pursue customers even if they are said to halt calling. This type of harassment is considered as a federal law violation under the Fair Debt Collection Practices Act or FDCPA. It is important to be noted that the allied interstate was effectively sued via the attorney general of Minnesota for repeatedly calling the innocent consumers despite the request made to stop.

 

Allied interstate finally agreed upon a settlement which clearly depicts that they are prohibited from repeatedly contacting the consumers after they are aside that they do not owe any kind of debt in question. However, it remains to be justified that this is enough to successfully stop these kinds of harassments. It is truly doubtful. Besides, there are increasing complaints made to the commission of the federal trade essentially about the debt collectors.

 

Despite the rise in complaints as well as increased lawsuits for actions, the collectors of debt still manage to harass noble consumers regularly. In several cases, these consumers are found to owe nil money to them. They simply want these harassments to be stopped. Under the Fair Debt Collection Practices Act, it is supposed that collectors have to advise consumers that they primarily hold the rights to dispute their debts. However, if a consumer does not carry out his actions promptly and effectually in writing then a collector should assume after one month that his debt is purely valid.

 

It is quite essential that this novel right of consumers which is well-known globally as the debt validation must be practiced always. A consumer must never pay any kind of debt until it is authentically proven. Furthermore, if a collector is notified that he has contacted a wrong person or a consumer denies owning a debt then he is supposed to avail the valid proof of his debts. If he cannot give the proof, then as per the law the collections are ceased. They have to also waive off the debt from consumer’s credit report.  Best option to stop such unwanted collections is that each individual should know his vital rights.

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