With Time in Short Supply, Businesses Go Online for Credit

by Melissa Burton

Getting your business up and running takes every minute of the workday. Even if your business is already established, no doubt you are knee-deep in operations that keep your company running and on its way to profitable growth.

You definitely do not have time to waste shopping around to several banks to compare credit card terms. The business world does not go on hold while you work on financial matters that can help your company.

Instead, do what many business executives are doing â€“ go online to get credit card information. While sipping your steaming latte, your mouse does the work - moving you rapidly among the best deals for credit cards.

All of the information you need is available 24/7. If you do not want to take time away from work to shop for credit cards, look online from home after dinner. Bankers' hours are for bankers - you are a busy entrepreneur and you do not have time to squander.

Another advantage to searching for credit card information online is that it is easy to compare the terms and conditions of several cards at once. You could spend a week running around town to get a fraction of the information you will get with a single online search.

It just makes good business sense to have all of the options before you when you make a choice about your company credit card. Once you find a deal that you like, you can complete the entire application process online in a matter of minutes.

Once you hit the "submit" button, have another sip of latte. In about 30 seconds, you will have an answer to your credit card application. You might even find a card that allows you to make a limited initial purchase online while you wait for the actual card to arrive in the mail.

Unless something unpleasant turns up in your full credit report, you should receive your business credit card and be ready to charge travel, client entertainment or office supplies.

If you need additional credit cards for your staff, you can quickly request those online as well. Establishing credit for your business is as valuable to your company as it is for personal credit.

Don't make the mistake that some small business owners make and use personal credit cards for business expenses. That is so much more complicated to sort out at the end of the year, and much more likely to be questioned in a tax audit.

Keep it simple and separate - a business credit card for business expenses and a personal credit card for personal expenses. If you like the credit card company and its terms, then use the same company for both cards.

For the best and simplest options for your personal and business credit card needs go to http://www.squidoo.com/yourcreditcards.