10 Ways to Save on Your Prescription Medication Costs
by SaveOnMeds Drug Card SaveonMeds Drug Discount CardStudies show that 20% to 30% of prescriptions
are never filled by the Americans due to their high costs, posing potentially
serious health consequences. So, here we have come up with 10 ways that will
help you fill the script and improve your treatment adherence.
Request
generics
Physicians usually do not consider your bottom line while signing their prescription pads, so stress to your doctor that medication cost is important to you. Whenever possible, request for generics that cost much less than their brand-name counterparts. For example, cholesterol-lowering medication Lipitor may cost you around $400 for 30-day supply while its generic version atorvastatin will cost your around $10 for the same supply.
Generics may have different
fillers but the FDA requires them to have the same active ingredients and pass
the standards of quality, strength and dosage as branded medications. If a
generic equivalent is not available, talk to your doctor about using a
different, low-cost medication altogether.
Ask for
alternative, low-cost medications
Physicians don’t always know how
much the medications they are prescribing will cost you. In many cases,
different medications can effectively treat the same condition. Inquire with
your pharmacy if there is a cheaper alternative available, and then get your
doctor’s approval for it to save on meds.
Order
a 90-day supply
To get your generics at a lower
cost, you can request your doctor for a 90-day prescription for the medications
you take routinely, such as blood pressure, diabetes, cholesterol and
depression medications, instead of 30 days. So, if you want to treat your high
cholesterol condition with a $10 generic instead of $400 branded medication,
voice your concern to your caregiver. However, if it’s a new medication, start
with a regular 30-day supply to ensure that you can tolerate the medication,
and then move to a 90-day supply.
Check
drug prices
Medication prices can vary widely
among pharmacies based on the locations and volume of fills. SaveOnMeds website
www.savingsonmeds.com
can help you compare and check drug
prices for the lowest cost.
If you take multiple
prescriptions, it would be wise to keep all prescriptions at one pharmacy
whenever possible, as your pharmacist can also help you with drug interactions,
side effects and allergies that you may experience.
Compare
and shop around
Compare medication prices at
local pharmacies, big-box retailers, supermarkets and online vendors. The
prices may vary from chain-to-chain and even store-to-store within the same
chain. If you are a cash-paying customer, you can save on prescriptions by switching where you fill your
prescription. But you stand to lose the benefit of having a single dispenser
tracking potentially risky drug interactions, particularly if they are
prescribed by one than one doctor. While checking drug prices online, avoid using mail-order pharmacies in other
countries because you may not know what exactly you are getting.
Prescription discount programs
Take advantage of the prescription discount programs offered by the pharmacies and manufacturers to keep even more cash in your pocket. Walgreens offers discounts off the cash price on many branded and generic medications, while you can have many generics for $4 for a 30-day supply or $10 for a 90-day supply at the Walmart. Also explore Medicare Extra Help Program, State Pharmaceutical Assistance Program, Pharmaceutical Assistance Program, and Partnership for Prescription Assistance programs to see if you qualify for any of them to help you save on medications.
Make
your insurance work better
Every insurance provider has a
formulary or list of covered medications. It could be really daunting to pore
over it to see if your medication is covered. Better still; call your insurer
to know if your medication is covered, or if there is an alternative that is
covered.
Split
pills
Sometimes, it’s cheaper to divide
a 20 mg tablet into two 10 mg doses, because medicines often do not double up
in prices for double doses. Scored pills with a visible groove in the middle
are easy to break with the help of a pill-splitter. But don’t split the pill
until you are able to immediately pop it up because it may degrade if left
exposed to the open environment for long. When in doubt, ask your pharmacist
about it.
Use a
flexible spending account (FSA)
If your employer offers a flexible spending account, you can put your money into it to pay for your medication with pre-tax dollars. FSA is a good option for the people with some chronic health conditions, who know how much they will spend each year to get prescription medication savings. For example, if you are in the 25% tax bracket, you will get 25% discounts on your medications for the year your FSA is active.
Download SaveOnMeds drug discount card
The most convenient and easy way to make savings on prescription medications is
to download SaveOnMeds drug discount card
that can be used at 65,000 pharmacies all over the USA, including the big
chains such as Walgreens, CVS, Winn Dixie, Walmart, Target and Publix.
SaveOnMeds drug card allows you
to save up to 85% on the retail price of branded and generic medications. Just
present it to the pharmacist while filling your prescription to save on flu vaccines, save on Viagra, save
on Benzonatate, save on Albuterol inhaler to make medication savings on each fill. It can also be used to save on medication costs with insurance
as you may find many medications at lower prices with SaveOnMeds prescription savings card than what you
will with your copay insurance or deductibles.
Anyone can download SaveOnMeds drug card
Anyone can download SaveOnMeds
drug discount card from www.savingsonmeds.com
regardless of their age, income or coverage. Or you can also get your digital drug discount card by texting
the keyword phrase “Saveonmeds” to the phone number 21000.
Help everyone , even pets
Besides prescription medications,
SaveOnMeds drug card also offers discounts on over the counter (OTC) and pet
medications, and also on other medical services such as vision, hearing and
Lasik services. There is no enrollment form, membership fee, or limits on
prescription fill by the cardholders. It helps uninsured and insured
individuals get prescription medications
savings of up to 85% on brand-name and generic prescription medications.
You can help your family members, friends, colleagues and relatives also to save on meds by sharing your card with
them. It is provided activated, so you can immediately start using it as soon
as you download your Free SaveOnMeds drug card.
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Created on Mar 12th 2020 06:20. Viewed 351 times.