10 Best Personal Loan Apps in India (February 2022)

by ISSHU M. Blogger

Do you want to apply for an instant personal loan? But Confused about how to apply and,which loan app you must use! If yes, then continue reading to know the best loan apps in India that you can try during a financial emergency.


TrueBalance is one of the best loan apps available on the Google Play Store that you can use during a financial crisis at any hour of the day. You can avail an amount ranging from INR 5,000 to INR 50,000 without risking any of your assets. It is a 100% safe and secure loan app that lets borrowers borrow at a low personal loan interest rate. Moreover, the loan availing process is 100% online and paperless. So, avail loan while staying in your comfort zone.  And the loan you get is only provided through RBI licensed NBFC - True Credits!


PaySense offers an instant loan of up to INR 5 lakhs without any hassle. The loan availing process is simple and can be conducted at the comfort of your home. You can meet your dreams with this loan app.


It is a financial lending platform that uses various credit rating algorithms, the Social Loan Quotient, to offer a wide range of consumer lending products and services to salaried millennials. CASHe is a financial platform that provides various financial services like credit, EMI shopping, payments, and insurance services to its users.


It is one of India's best instant loan apps that offers a quick loan of up to INR 5,00,000, with interest rates that are both handy and affordable. Moreover, there are no bank mandates necessary, and you can easily choose to get a 90-day payback scheme.


It is the fastest personal loan app that you can use to acquire an instant credit up to an approved amount of INR 5,00,000, which you can use to buy everyday essentials, indulgences, travel, and other things. To avail loan, you'll have to download the application and register on the same website. After you've registered, you'll need to fill out the KYC paperwork and wait for final approval.


With the Nira instant loan app, you can easily get higher loans with a simple registration. With this loan app, You can also set up auto-debits and credits, and you do not need to think about the finances or the charges against your transactions. Avail easy loans at a low personal loan interest rate.

Home Credit

It is a short loan app for Indian citizens from the age group of 19 to 65 years. You can avail of a loan of INR 2,00,000 easily with only 2 documents, i.e., a PAN card and any other proof of identity. You can pay back the loan amount in the time frame of 26 months.

PayMe India

PayMe India is a great platform that offers wide financial benefits to users. You can avail of a loan for last-minute rent payment, utility bills or an impromptu vacation, or even flash sale online, or any kind of necessity in terms of medical emergencies, loss of work and salary, deductions, etc. To avail loan, you need to register yourself, verify the basic documents, and apply for a loan.

Money View

This loan app is known for its credit rating model. The loan amount of up to INR 50,000 gets disbursed into the borrower's account in just 24 hours. To avail of an instant loan from this app, you will need a proper loan plan with terms and conditions, repayment module, interest rate, and payment schedule.


This website focuses on offering short-term loans to students and salaried individuals. According to your preference, your loan amount can be disbursed in any digital wallet, i.e., Paytm or bank account, which is just amazing. However, you need to submit the required documents online to avail of a personal loan.

Before selecting any of the instant loan apps, you must check the eligibility criteria and compare the interest rate of different loan apps, as the higher the interest rate, the higher will be the amount you need to pay back. TrueBalance is the best loan app in this sense. The app is 24*7 hours available and charges a low personal loan interest rate, and the amount gets disbursed into your account in just 5 minutes. So, download the TrueBalance loan app from the Google Play Store and avail a hassle-free personal loan.

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About ISSHU M. Advanced   Blogger

40 connections, 0 recommendations, 133 honor points.
Joined APSense since, April 8th, 2020, From Delhi, India.

Created on Feb 14th 2022 01:04. Viewed 253 times.


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