HAPPY, PEACEFUL, HEALTHY, SUCCESSFUL AND PROSPEROUS NEW YEAR!

Lets look back at some of the incredible accomplishments in 2012. - We surpassed $380M in loans to over 940,000 borrowers in 66 countries, all while maintaining a 99% repayment rate. - We realized our dream of launching in India by partnering with three remarkable organizations that serve the country's poorest people. - We expanded our scope with unique loans for higher education, clean drinking water, quality health care, fair trade goods and much more. Anyone could be part of the fight against global poverty. Thank You for helping make that vision a reality! We're inspired to do even more in 2013, and we'd love your help. With your support, we'll all be able to empower business owners, students, farmers and families around the world. HAPPY, PEACEFUL, HEALTHY, SUCCESSFUL AND PROSPEROUS NEW YEAR!