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As aims are met another motivation builder is to schedule benefits for you personally. Brainstorm affordable treats to help inspire you to your goal. If your treat is not something cheap, then make miniature benefits to include cash to the pot. Observe how fast you are able to pay off debt so that you can treat yourself to a round of golf or a spay day. Sometimes, your budget making new habits and is just shifting your mindset. You will see how powerful your budget is, when you begin to pay cash as you go. Forget about credit card or payday loan debt to be in the way. Take pride in how much more of your income is free that you spend once all the interest costs are gone.