13 Factors Why Your 401(k) Is Your Riskiest Investment

The 401(k) is usually considered the no-brainer, gold common of retirement plans. But far from currently being a bedrock retirement program, the 401(k) commenced as an experiment in 1981 and nevertheless needs to show itself. Those that decided to be a 401(k) lab rat while in the very first test group are just starting to get back their benefits. Following 30-plus years of faithfully funding their new retirement strategy, it is time to retire. The supposedly dependable 401(k) is not your greatest option for retirement. Not by an extended shot. I've worked with countless experts. Most of them diligently saved in the 401(k), but once I describe the dangers, they're keen for choices. Right here are 13 dangers of a 401(k) to suit your needs to take into account.