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The USPS may not bring in the sales they'd hoped for. With rapid cash advances and alternate choices for those without bank accounts, on the flip side the postal service may at least make some gains. They will learn these customers may take 3-5 months to earn them, so they'll have to be patient. After the loan was collected also, the fees simply become gain. Getting an interest fee payment cannot until it quantifies above the amount of the loan, be considered gain.