13 Reasons Why Your 401(k) Is The Riskiest Investment

The 401(k) is often regarded as the no-brainer, gold regular of retirement plans. But far from getting a bedrock retirement program, the 401(k) began as an experiment in 1981 and still needs to prove itself. Those that decided to be a 401(k) lab rat within the first test group are just beginning to get back their benefits. After 30-plus years of faithfully funding their new retirement strategy, it truly is time for you to retire. The supposedly dependable 401(k) is not your greatest decision for retirement. Not by an extended shot. I've worked with numerous pros. Many of them diligently saved inside a 401(k), but once I explain the hazards, they're eager for choices. Right here are 13 dangers of the 401(k) for you personally to contemplate.