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With every other household bill and payments to every lender how much cash will you've left? Too commonly credit challenged people turn to the short term loan lenders for gasoline and food money from paying away another safe payday loan, or to recoup. This is really a difficult cycle to get out of. You need to make on-time payments, so how do you get from under the carpeting of debt? One thing for certain is the fact that you CAn't while making debt, get out of debt. You need to take a stand against using any more credit cards or cash loans that are fast to make ends meet.