These providers may be referred to as par, in-network, participating, to name a few common terms to mean the same thing: they take a cut in their rates in exchange for the insurance company sending you to them. Your insurance may pay, 80% for an in-network provider versus 60% for a non-network provider. Plus, with a non-network doctor you will pay your portion based on the provider's billed charges, not a discount.
Perhaps you don't have medical coverage at all yet. Maybe you DO have medical coverage, but not benefits for dental, vision, chiropractic, prescriptions, etc. These services are just as important for your overall health and well being. AmeriPlan offers discounts on these services. Subscribe today to find out more.