Financial Resolutions for the 2019

by indian money Financial advisors,Health insurance

Financial awareness is not just financial literacy or the basic ability to understand and manage money. Its matching financial literacy with financial goals and needs.

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The New Year is just a couple of weeks away and its time for your New Year Resolution. Why not a special resolution to be financially aware? Financial awareness is not just financial literacy or the basic ability to understand and manage money. Its matching financial literacy with financial goals and needs.
Understanding financial products and choosing the ones which meet financial goals, understanding the financial assets owned to grow money, making a budget to manage your money and familiarizing yourself with simple tasks like operating your bank accounts and understanding the benefits of digital payments like credit cards, mobile wallets, internet and mobile banking, makes you financially aware. Financial literacy alone is not enough. You need a holistic financial education to be financial aware.
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A Resolution towards a Financially Aware New Year".
Lets glance through a few tips which can make you financially aware. The first tip of financial awareness:
Get to know your personal finances: As per Indian money review look at what you earn and how much you spend. Find out where your money gets wasted. Make a budget and track every rupee earned and spent. When you start tracking your money, you will be shocked to see how much is wasted.
Cut down unnecessary expenses: If you want to stop the money wastage, spend on needs and not wants. Understand why you spend so much and if you still cant control spending, leave your credit card at home. Never use peer pressure or mood swings as an excuse to spend money. Its best to postpone a purchase by a month.
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