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What if you could wipeout alot of your debt with a simple letter? Sounds good Doesn't it? What if you had someone to write the letters for you sounds even better huh? Did you know that most creditors lie to you when they tell you that statute of limitation on collecting an alledged debt is 7-10 years that is only in some states. In Louisiana after an alledged debt has been charged off for 3yrs you can legaly have it removed from your credit report and the creditor can no longer make a legal attempt to collect here is the website to see the statute off limitations for every state.