Why Car Insurance Is Important?

Buying a car is not a big deal nowadays. Almost any middle-class family can purchase their dream car depending on the amount of money they put into it. A four-wheeler brings us comfort, luxury and every good thing you can think of while driving it proudly in the street with your loving family. However, the maintenance of a car is more important than buying it.

There are a number of effective reasons why you must opt for motor insurance online. As per the Motor Vehicles Act 198, insurance for every motor vehicle plying on road is mandatory by law. Car insurance provides both third party and own damage coverage, depending on the type of motor insurance coverage you would like to go for.

• Third Party Legal Liability: Motor insurance online covers you against any claims arising from a third party legal liability in the event of an accident involving your vehicle, where you are held responsible for the injury or death of a third party person. Third party car insurance also covers any damage to the surrounding property caused due to your vehicle. However, third party car insurance doesn’t cover own damage. Third party vehicle insurance is mandatory by law.
• Comprehensive Car Insurance: Comprehensive car insurance plans are designed to cover both third-party legal liabilities as well as own damage or injury. This is the best motor insurance plan that you must opt for. Comprehensive car insurance is optional; however, it offers widespread coverage to your vehicle against various manmade and natural calamities.

With the comprehensive plan, you can also opt for various add-on covers in exchange of additional premium. You can instantly buy or renew your motor insurance online by simply visiting the official website of your insurance provider.

However, it’s always advisable to compare car insurance online before you go for renewal. To avail, the best car insurance quotes with the highest coverage, click here.