Why a Medical Plan is Vital for Students Going abroad for Higher Studies

The medical plans are supposed to cover a variety of medical expenses starting from the regular care to the emergency care. It covers the doctors’ consultation fee, surgical costs along with the costs of medication, rehabilitative care or transportation in an ambulance during the emergency. A private medical plan can cover a variety of medical issues such as medical imaging/tests or medications. The cost of anaesthesia is another expense some patients have to bear during the surgeries and it may cost some patients hundreds of Korunas. With the help of a medical plan, a patient can also avoid this expense. Hence, it is essential to have a private medical plan when your child visits the Czech Republic, as the non-European foreign nationals are not enable to enjoy the benefits of public plans.

Even the European citizens can enjoy the benefits of a private plan in addition to the public plans. A public plan usually covers the basic costs of treating the emergency illnesses or injuries. It does not pay for doctors’ appointments or chronic conditions. It also does not cover the cost of transportation or medical tests, such as imaging studies or pathological tests. A European citizen is supposed to pay for these expenses out of their pockets. The cost of medical tests or transportation may tune up to thousands of Korunas. It is not easy for any parent to pay for this expense in addition to the costs of education and lodging. The international student insurance in Czech Republic from private service-providers can relieve parents from the added financial burden when their children opt for higher studies in this country. It keeps both the parents’ and children’s mind at ease.

Common Illnesses & Injuries Covered by Indemnity Plans

An undergraduate or postgraduate tutee is at high risk for becoming ill with contagious diseases from fellow tutees, as they remain in close contact with their friends in college campus or hostels. These viral/bacterial/fungal infections may become aggravated in one day’s time. A tutee may even require hospitalization after becoming ill or need to visit a doctor multiple times before complete recuperation. The doctor may need to perform a variety of pathological tests to determine the type or severity of an infectious disease. All reliable private health insurance plans in Czech Republic pledge to cover the costs of pathological studies, medications and doctors’ appointments in the event of common illnesses.

The spirit of youth sometimes brings forth fatal accidents due to rash driving or sports injuries. The assaults are also common amongst peers and a tutee may receive severe injuries due to this reason. These injuries may necessitate emergency medical attention or surgical care. A tutee may even require rehabilitative care due to an incapacitating injury. He/she may even require caregiver’s assistance due to incapacitation for some time. A treatment plan for injuries may cost a parent hundreds or thousands of Korunas and a medical indemnity plan can bear this additional cost. Hence, the tutees receive adequate treatment for their injury and the parents do not feel burdened with secondary expense.

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Created on Apr 11th 2018 13:03. Viewed 445 times.

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