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What health insurance should I buy for my family?
by Tran Cong SEOWhat health insurance should I buy for my family for outstanding protection and full utility? Choose which products to buy for superior protection at optimal cost? The following article will help you get the necessary information as a basis for making the right choice in the future.
1. Benefits when buying life insurance to protect family health
Comprehensive protection
An insurance participant can simultaneously join for children aged 0-17 years, parents, spouses ... to help protect comprehensively and optimally for all family members. In addition, the object protected is also flexible, depending on the requirements and time.
Outstanding protection benefits
When you join health insurance for the whole family, your family has both main insured and accompanying benefits. Thus, anyone (within the terms of protection of the contract) when there is a risk will be paid.
Easy policy management for participants in insurance
The fact that the whole family participates in insurance and is integrated in a single contract helps the participants easily manage, control and also more convenient for the insurance counselor.
In addition, when joining the family insurance package with life insurance, customers also receive a series of other advantages:
- The insured is entitled to medical examination and treatment at the wrong level.
- Covered hospitalization expenses.
- Get access to high quality health care.
- Financial security when sick.
- One health insurance policy can be used for the whole family.
- Participating in insurance for the whole family is essential to help you and your loved one in the family enjoy superior protection benefits at a more optimal cost.
The most expensive, scariest bed is the hospital bed, and no matter who you are, you can't avoid it.
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2. What health insurance should I buy for my family?
With superior and comprehensive benefits, the life insurance product line is gradually becoming diversified to meet the needs of each different customer group. Bao Viet Life, with more than 23 years of construction and development, has been making great efforts in researching to bring the best insurance packages to the market.
Especially with the group of health insurance products, Bao Viet Life is constantly offering products with comprehensive protection benefits, to help Vietnamese families prepare for a healthy and healthy life. full happiness, is a companion to cultivate the ideas, dreams and plans of life within reach.
Customers can refer to the health insurance packages at Bao Viet Life as follows:
2.1. Lifetime of Love
The Lifetime of Love is a preeminent product developed for the purpose of protecting the entire loving family. The Lifetime of Love package with many attractive and flexible advantages in the Gold and Diamond health care package will be a solid shield, bringing peace to the whole family in just one contract.
When joining the Lifetime of Love product, the insured receives outstanding benefits such as:
Whole family health care in a single contract. With Gold and Diamond health care packages, the whole family is protected by health in one policy. It can be said that this is a product line aimed at comprehensive protection for the whole family.
Lifetime protection with high protection up to 150 times of annual premium
Medical service with attractive package of Gold and Diamonds
Not limited to hospital treatment, proactively choose the level of protection and coverage
Long-term protection for the family, no need to worry about future participation procedures.
2.2. An Phat Cat Tuong
An Phat Cat Tuong product is launched in 2019 to bring customers and families not only financial protection against risks threatening health and life, but also a channel of accumulation. investment brings safe benefits.
An Phat's outstanding features are the comprehensive benefits of health protection for the insured:
- Comprehensive integration 12 protection, accumulation and investment benefits in 1 single contract. This is a flexible factor for the benefits of each insurance product that Bao Viet Life offers.
- In addition to health protection, the insured also has the right to accumulate and invest to save money towards future plans.
- Insurance benefits Accidental death is up to 15 billion VND. Of course, no one wants this to happen, but with this worst case scenario, the people who leave are safe to leave, the people who stay are insured with financial support temporarily stabilize and continue living.
- Early stage, late stage / stroke cancer benefits up to VND 2.5 billion. For serious illnesses and dangerous diseases, An Phat Cat Tuong not only supports the payment of hospital fees for the insured but also gives patients the opportunity to access modern medical treatments. without worrying about financial losses for your loved ones.
- Medical care up to 2 billion VND for Hospitalization and Surgery Allowance. The dedicated medical benefits bring psychological comfort to the patient as well as support family members to relieve financial burden.
2.3. An Binh Prosperity
An Binh Thinh Vuong is the preeminent life insurance solution for the whole family of Bao Viet Life Corporation. The product gives customers the confidence of their financial resources when unfortunately suffering from 46 serious diseases.
This is also a solution to help customers accumulate financial discipline for themselves and their families, prepare for future plans when they are old or when they are lucky, they do not have 46 serious diseases.
An Binh Thinh Vuong offers customers the following preeminent benefits:
- Insured participants receive comprehensive care before 46 serious illnesses, free of charge right after detecting a serious illness.
- It can be said that this is a factor that helps the insured feel more secure when life has more and more serious illnesses.
- Get paid up to 1000 days of hospital fees.
- Covered up to 400% of the premium.
- Pay 200% of the insured amount before the risk of death.
All of the above benefits are not only about protecting the main insured but also about the families of those who are exposed to health risks. Financial assistance not only helps the patient to have the best medical care, but also supports family members to overcome the financial crisis.
2.4. Health insurance products incorporating special offers exclusively for Bao Viet Life customers
Bao Viet Life customers have an additional benefit of being able to participate in health insurance products of Bao Viet Insurance. With this privilege, customers can buy additional packages of Bao An Gia Dinh Viet, Bao Viet Tam An, Bao Viet An Gia. These 3 products are health insurance and can be joined for the entire family in a single policy.
3 product packages in conjunction with Bao Viet Life offers the benefit of paying for medical examination costs, paying hospital fees according to actual bills (according to hospital standards), or paying for surgery, transportation, Guarantee hospital fees at 70 hospitals nationwide and many other practical benefits.
Example: Customer participates in An Phat Cat Tuong product of Bao Viet Life combined with Bao Viet Tam An product of Bao Viet Insurance. When a risky event occurs, the client will be billed for hospitalization costs that can reach more than 10 million VND / day.
Thus, it can be seen that you should buy life insurance packages that combine health insurance, so that you and your family are both fully protected against health risks, and receive dedicated medical care. Insurance events occur, and investment savings fund has just been set up. This is consistent with the “Protection, Savings, and Investment” criterion of life insurance.
Compared to the separate health insurance products on the market, customers are privileged to not need to re-declare annual insurance claims, receive discounts when the claim history is good, and no charge adjustments are required. normal medical compensation
2.5. Supplied products included
Supplementary products are products that go with the main insurance product in order to optimize benefits for the insured and his or her family. It should also be noted that the supplement cannot be purchased separately, but in combination with the primary insurance product.
At Bao Viet Life, there are supplementary products to provide solid protection for the whole family of the insured such as:
- Severe Diseases Premium Waiver: If the family of the insured in the add-on unfortunately suffers from serious medical problems, the main policy fee waiver from the date of diagnosis for until the add-on has expired.
- Comprehensive accident insurance: Benefits are covered up to 300% of the sum insured for 6 different types of risks including:
- Death from a common accident.
- Death while using road or railway passenger transport.
- Death while traveling on commercial aircraft.
- Permanent injury due to accident.
- Severe accidental burns. Severe traumatic brain injury caused by accident.
- Mortality and permanent total and permanent disability insurance: Family members of the insured will be paid 100% of the sum insured if unfortunately the risk of causing total permanent injury or death during the length of time the supplement is in force.
- Permanent partial injury insurance due to accident: If the accident results in permanent partial injury, Bao Viet Life will pay the participant's family the percentage of the equivalent sum corresponding to the disability rate, the maximum payout is up to 100% of the annual sum insured.
- Medical care insurance: Diversification of medical care benefits for the insured's family members such as Basic Hospital Fee Allowance, Special Hospital Fee Allowance, Surgical Allowance, Support emergency transportation… Insurance benefits can be up to 2 billion VND for the participant of supplementary products.
- Surgery and surgical treatment insurance: Supporting the family of the insured to access modern medical treatments without financial worries and peace of mind for treatment.
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About Tran Cong 
SEO
1 connections, 0 recommendations, 25 honor points.Joined APSense since, September 14th, 2020, From Ho Chi Minh, Vietnam.
Created on Dec 4th 2020 16:54. Viewed 251 times.
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