What Does Mexico Homeowners Insurance Cover?

by West Coast Global Insurance West Coast Global Insurance

Mexico homeowners insurance protects your home and personal belongings from financial losses. Learn the fundamentals of Mexico homeowners insurance and what it covers.

What is it?

Property insurance in Mexico consists of coverages that provide financial support in repairing or replacing your home and valuables should they get damaged by specific perils (unforeseen disasters or perils). It may also cover medical bills for persons injured on your property, as well as the cost of damage to someone else's property.

What does it cost?

The cost of Mexico property insurance is determined by a number of factors, including the coverages you select, the characteristics of your property, and the value of your personal effects. There may also be additional fees for optional coverages or higher coverage limits. A good insurance, such as West Coast Global Insurance, can help answer your insurance questions so you can make the best financial decisions for your most valuable assets.

What does it cover?

Homeowners insurance in Mexico typically covers:

Your building/dwelling: Your policy will include coverage for the structure of your house — e.g., foundation, walls, and roof.

Other structures on your property: Most Mexico home insurance policies cover other structures on your property that are separate from your home, such as a detached garage or casita.

Personal property: Mexico homeowners insurance also covers personal belongings in your home that would be too costly to repair or replace, such as home electronics, furniture, kitchen appliances & clothes.

Liability: A standard Mexico home insurance policy includes liability coverage if someone gets hurt on your property — for example, if a guest or neighbor trips on your broken porch step. If you are found liable, bodily injury liability coverage may help pay for your legal fees or the visitor's hospital bills.

Additional coverage for hurricanes, floods, tsunamis, and earthquakes are also available.

Get Your Mexico Home Insurance Quote Today!

If you are buying a home in Mexico, West Coast Global Insurance Services has made it easy to protect your investment. Fill out their Mexico Home & Condo Insurance Online Application to find the best online Mexican insurance policy for your property.