What Are The Circumstances Under Which You Can Make A Car Accident Claim?

Today car accidents are rising phonemically because the number of vehicles on the road has risen tremendously. In the event of an accident, the resulting repair and medical expenses are very high. The only thing that helps out in such circumstance is car insurance. It offers coverage for different types of losses, thus helping you and your family to cope with unexpected situations when they arise.

Car Insurance Protects You from Any Unexpected Incident On The Roads

The law deems it mandatory to have car insurance before taking the vehicle on the roads. So, if you have purchased a new vehicle, make sure that you go to the insurance desk alongside and apply for it right away. You can also do online application which saves time and efforts. It enables you to get coverage instantly. Once the online application form is submitted policy documents will be sent to your email id or postal address in a week’s time. In the event of an unexpected incident, you can make a car accident claim.

How To Make A Claim?                             

Filing a claim is easy. Just visit the insurance company’s website and look into their claims form. Fill it up with accurate details and alongside submit other documents that the company’s requires as proof. The company will review your claims form and documents. Money will be sent in the shortest possible time so that you can make payments. Accident is not the only reason for which you can make a claim. A claim can be made if your vehicle was damaged by man-made or natural disaster.  It can be made in case third party liability arises or in the event of personal accident.

What Is The Best Car Insurance Policy?

When applying for car insurance you might have noticed that there are different plans are available. What the best car insurance in India?  A basic plan will offer minimal but vital coverage.  However this may not be enough as you will need protection against further risks that you are likely to face on the road.  Hence it is best to customize your policy with add-ons. Example of add-ons are  cover for towing expenses, cover for lost key and emergency fuel, depreciation cover, medical expenses cover and much more. The more add-ons you opt the higher protection you get from the unexpected on the roads. Hence a good car policy is one that offers not just the basic protection, but also is customized through important add-ons that helps bring down costs considerably.

In the event that you decide to sell your car and there is existing insurance on it, don’t worry. You can transfer it to the new owner of the vehicle.