Using A Credit Card To Order Onlineby Sathishbabu Raghav Financial Adviser
Following the introduction of credit cards, the life of individuals have become a lot easier. Credit cards help individuals to plan their income resources in a better way as well as help them in availing products for which payments can be made at a later date. Credit cards can be used to make purchases either online or offline. Being aware of various steps involved in online credit card transactions along with the precautions to take while using credit card online will minimize the risk of serious consequences like credit card fraud, skimming and other cyber thefts.
In this article, we will take a look at some of the steps that an individual needs to perform while using a credit card to order products online.
Make sure that you are connected to a secure and encrypted network: The first thing while using the credit card to make purchases online is to connect to a secure network. This is of prime importance because even if credit card information is shared over email it can be monitored by scammers and can be used later to carry out credit card frauds.
Visit the site directly from where the purchase is to be made: To buy a specific product make sure to visit the original website instead of other sponsored websites. This minimizes the risk of ending at a phishing site which is mostly the case when one follows the links provided through emails. Doing so, enables that the credit card information is kept safe from scammers.
Add the products to be bought on the cart: After visiting the site from which the purchase has to be made, select the product or products and add the same to the cart. This can be can done by selecting the products and clicking on ‘Add to Cart’ on the item page.
Verify the products and click on checkout: After adding the products to the cart, verify the details of the products like price, quantity etc. Following this, click on the ‘check-out’ button listed on the webpage.
Provide the shipping and billing address where the products needs to be delivered: After clicking on the ‘check-out’ button, provide the address to which the products needs to be delivered. There is a space provided for it in the check-out page of the website. If the shipping and billing address is the same copy and paste the same address.
Provide the credit card details and place the order: The next step in making online purchase through credit cards is providing information of the credit card using which the payment needs to be done. The details that are needed to process the payment include name of the cardholder, credit card number, credit card expiration date, security code etc. After doing so, the individual can place the order and get the printout of the confirmation screen as proof that purchase was made with the help of a credit card.
When it comes to using credit cards online to make purchases, make sure that you have the required safety guards to prevent hacking, making sure not to provide the PIN number while making purchases etc. Doing so, enables you to keep fraudulent transactions at bay.
Created on Mar 21st 2018 05:19. Viewed 306 times.