Travel Well, Travel Safely And Travel Insurance

The world’s great, historic cites were as remote as the moon until the advent of worldwide air travel at affordable rates. Nowadays, flying hundreds or even several thousands of miles and arriving in a totally different environment is the norm for holidaymakers, and business travellers look on jetlag as a necessity easily brushed aside. However, all travellers need to remember that, especially in developing or third-world countries, medical and other assistance may not be what we’re used to in first-world Singapore. 

An important, often underestimated, consideration of traveling outside our home comfort zones is our health, whether the trip is holiday or business-focused. Unfamiliar foods may be prepared less carefully than at home, a lack of general hygiene means infections can thrive, drivers may not have the skills you’re used to and accidents can and do occur. For older people, air travel can cause health problems and many destinations across the world are subject to more street violence than is your home country. 

If you’re visiting a country along the Pacific Rim, you need to remember that massive typhoons, earthquakes and tidal waves can maim and kill with impunity. Extreme weather seems more common nowadays, whatever the reason behind this scary development, and visitors unlucky enough to be caught up in natural disasters can be seriously injured. In developing countries, local medical facilities may leave much to be desired and private hospital charges can be very expensive, as can an ambulance airlift to your home country.

Leaving home without comprehensive travel insurance is chancy at best and can be disastrous at worst. ‘It wouldn’t happen to me’ isn’t a good luck charm, it’s a denial. Singapore Travel Insurance is easily arranged and inexpensive compared with the cost faced if a disaster or an accident or illness requiring hospitalization does happen. Attempting to save money by cutting out options such as air ambulance cover is not a good idea, although setting a reasonable excess can keep costs down. Travel insurance isn’t just for health; it’s also for the inconvenience of lost luggage, cancelled flights, petty crime and much more.  

For the Best ravel insurance in Singapore, Allianz Global Assistance is the company to contact. Not just a local firm, Allianz Global Assistance has offices in 34 world countries, ensuring you’re just a local phone call away from experienced, professional help in a medical or other emergency. Even if there’s no local presence where you’re staying, Allianz Global Assistance’s international network of trusted correspondents will be there for you. The company is a world leader in all forms of travel insurance, dealing daily with all varieties of mishaps and emergency situations. 

Allianz Global Assistance in Singapore offers plans at several levels to suit all travelers, from single trip to annual cover. Single trip travel insurance is valid for the destination country over a period of 180 days, and can be had as Bronze, Silver or Gold cover. Frequent travelers can take advantage of the annual plan at Silver or Gold levels, giving 90-day cover for all trips to your designated geographical area. Cover can be purchased online, with no medical examination requirement, and the price is determined by destination and duration. 

Taking annual Gold travel insurance for a person under 70 as an example, emergency medical expenses are covered on an unlimited basis, whether caused by accident or sickness, with additional minor benefits thrown in. Evacuation and repatriation costs are also unlimited, and a raft of travel inconvenience coverage ranges from cancellation, lost luggage, delays, missed connections, postponement, diversion, hotel problems, loss or damage to personal effects and much more. For frequent travelers, leaving home without is might be the worst decision you’ve ever made.

The Allianz Global Assistance website also gives an advice checklist for those planning a trip, including recommended vaccinations for various destinations, how to put together a first-aid kit and the negative effects of extreme cold, heat and sunlight. Special needs tips aimed at pregnant women, the elderly and those traveling with young children and a list of the most common health risks includes dengue fever, malaria, yellow fever and the traveler’s nightmare, diarrhea. The site also advises checking the Ministry of Foreign Affairs’ website for travel warnings.

The author of this article has an Extensive experience Travel Insurance especially in the field of Singapore Travel Insurance.

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