Things you’ve probably got wrong about health insurance
With annual healthcare costs steadily on the rise, the lack of appropriate health insurance can result in a significant financial loss in the case of illnesses or accidents.
However, what you need to know is that health insurance is widely misunderstood as a financial product. There is a general lack of understanding of the different terms used in the policy and the various conditions mentioned.
People who steer clear of health insurance policies tend to generally believe in a lot of things that they hear, most of which are not true. If this is what is holding you back from securing your affordable health insurance in New York, here are a few details that can help:
The Number Of Americans Without Insurance Is Quite Low
This is false. Every four years, the US Census Bureau conducts a survey to determine the number of people who have purchased appropriate insurance policies. The results depict that a majority of Americans don’t have coverage. In a study, it was concluded that one out of every seven Americans are not insured. The uninsured largely consist of children, women and various minorities.
Most Unemployed People Are Uninsured
This is false. A majority of uninsured Americans are employed and belong to working families. The fact that they lack proper health coverage is because of two primary reasons:
• The employers don’t offer it
• The employees can’t afford to pay their portion of the premium
People Without A Health Policy Will Still Get The Right Healthcare
This is quite a common belief, but is not true. People who don’t have the right health insurance policy will often wait and delay securing healthcare until they are seriously ill. According to many stats, it also shows that due to this reason they are prone to becoming stagnant or even pass away due to serious illnesses and the lack of proper treatment.
Not Having Health Insurance Is Not A Financially Risky Decision
Being without and continuing to stay without health insurance can lead to serious debt and even bankruptcy. This is largely because healthcare is expensive and most families cannot really afford to cover the 100% costs of medical bills, especially in the case of surgeries and major operations.
There Are No Health Consequences If You Lack Health Insurance
This is false and can be largely countered with the argument that 50% of cancer patients who have affordable health insurance in NY are more likely to survive compared to the ones who don’t. The same stats can be used to provide ample proof for the benefits when comparing uninsured patients and insured patients with similar diseases.
If you still haven’t secured your health insurance in NYC, it is high time you should. The more you delay it, the more you could end up paying in the form of premiums later. Remember to choose a reliable health insurance carrier through Affordable Health Insurance in NYC to cut down any chances of problems in the future. Click here to learn more.
However, what you need to know is that health insurance is widely misunderstood as a financial product. There is a general lack of understanding of the different terms used in the policy and the various conditions mentioned.
People who steer clear of health insurance policies tend to generally believe in a lot of things that they hear, most of which are not true. If this is what is holding you back from securing your affordable health insurance in New York, here are a few details that can help:
The Number Of Americans Without Insurance Is Quite Low
This is false. Every four years, the US Census Bureau conducts a survey to determine the number of people who have purchased appropriate insurance policies. The results depict that a majority of Americans don’t have coverage. In a study, it was concluded that one out of every seven Americans are not insured. The uninsured largely consist of children, women and various minorities.
Most Unemployed People Are Uninsured
This is false. A majority of uninsured Americans are employed and belong to working families. The fact that they lack proper health coverage is because of two primary reasons:
• The employers don’t offer it
• The employees can’t afford to pay their portion of the premium
People Without A Health Policy Will Still Get The Right Healthcare
This is quite a common belief, but is not true. People who don’t have the right health insurance policy will often wait and delay securing healthcare until they are seriously ill. According to many stats, it also shows that due to this reason they are prone to becoming stagnant or even pass away due to serious illnesses and the lack of proper treatment.
Not Having Health Insurance Is Not A Financially Risky Decision
Being without and continuing to stay without health insurance can lead to serious debt and even bankruptcy. This is largely because healthcare is expensive and most families cannot really afford to cover the 100% costs of medical bills, especially in the case of surgeries and major operations.
There Are No Health Consequences If You Lack Health Insurance
This is false and can be largely countered with the argument that 50% of cancer patients who have affordable health insurance in NY are more likely to survive compared to the ones who don’t. The same stats can be used to provide ample proof for the benefits when comparing uninsured patients and insured patients with similar diseases.
If you still haven’t secured your health insurance in NYC, it is high time you should. The more you delay it, the more you could end up paying in the form of premiums later. Remember to choose a reliable health insurance carrier through Affordable Health Insurance in NYC to cut down any chances of problems in the future. Click here to learn more.
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