Steps to Integrate Your Payment Gateway in PHP

Online commerce has forever changed the world and the environment around us. It is estimated that close to 20% of all sales in the world are now done digitally. Indians have also embraced e-commerce in force. The proliferation of low-cost, high-speed Internet is assisting the success of online retailers. Significantly, the pandemic has compelled shoppers to use retailers' e-services for even their most basic needs. It's no surprise that an increasing number of merchants are looking to establish an online presence for their business ventures. The vast majority of people use PHP for their online e-commerce requirements. To accept merchant payments when you set up a shop in PHP, you'll need an online payment gateway in PHP.

Let's look at how to do Payment gateway integration in PHP India with the least amount of effort.

How to Setup an E-commerce Store with Minimal Effort and Collect Payments

Collecting the buyers' payments for the purchases they make is an important part of online shopping. In this case, the role of a payment gateway is extremely important. This article will teach you how to integrate a payment gateway in PHP for your online store.

While using an e-commerce platform to build your store does not necessitate any coding knowledge, the application contains consolidated features that allow all aspects of your store, including a payment gateway, to integrate seamlessly. However, if you want to connect the payment gateway to your store on your own, you will need specific coding skills. First, tell us about PHP.

What is PHP?

In most cases, coding is done in Java, C#, or PHP. PHP is a general-purpose coding language that is commonly used in web development. PHP has been extremely useful to developers in creating content since 1994; it is object-oriented and functional. It is now widely used to create simple and dynamic web applications. Payment gateway in PHP source code is now a feature of many online stores.

How to Integrate a Payment Gateway with Your Online Store Using PHP

Once you've decided on the best payment gateway service provider for your store, proceed to the steps for integrating it with your online store using PHP.

Step 1: Create an HTML form to collect the customer’s payment source information

The entire concept of online shopping is to provide buyers with ease and comfort when making purchases. Credit cards, debit cards, net banking, UPI, e-wallets, and other similar payment methods are popular among Indian shoppers. Online shopping also provides full payment options for customers to pay for their purchases. All available payment gateway options in PHP India should be included.

Step 2: Create a token to transmit the encrypted data securely

The financial information of a customer is critical, and it must be protected during online transactions. MySQL is the most widely used database system with PHP. When integrating an online payment gateway India in PHP and MySQL, data security is critical.

Step 3: Allow form submission along with payment information

The form, along with all relevant data, is then submitted to the customer's source bank for approval.

Step 4: Verify and validate the charges

Verify and validate the charges involved in the order process after the customer's source bank confirms the transaction.

Step 5: Display the order status to the user

Display the transaction's status to the consumer, regardless of whether the transaction is approved or rejected by the customer's source bank. Payment information must also be saved in the database.

What is API?

An application programming interface (API) is a software intermediary that allows two different applications to communicate with one another. Payment integration in PHP necessitates access to the payment gateway service provider's API keys and other resources.

After deciding on the best payment gateway to integrate with your store, you must sign up for that service and submit all data proof. The payment gateway service provider will share API keys with the account once it has been registered. In India, reputable payment gateway service providers quickly share API keys with verified accounts.

What is GitHub, and Why Should You Know About it?

Many developers nowadays use GitHub for their coding needs. GitHub is a platform for hosting code. With a feature set like this, you can collaborate with an infinite number of people on countless public and private repositories. PHP and MySQL payment gateway integration Collaboration on GitHub can be a practical solution for the development of your online store.

Testing Before Making it Live

As the PHP payment gateway integration nears completion, test the service before making it available to customers. This is the most important step. Financial transactions necessitate the highest level of security. You must keep the following points in mind:

• Transaction of the correct amount

• Transaction approval or rejection by customer’s source bank

• Security of financial data of the user

• Provision for refund or charge-back

The importance of repeated testing cannot be overstated. The developed program should be bug-free and run at the fastest possible speed. Only after thoroughly satisfying the test runs should the service be made available to the general public.

Conclusion

Payment gateway integration in PHP may be more expensive than services available on an e-commerce platform. Such platforms offer ready-made solutions for building your online store. In some cases, custom options may not be the best option for your website. As a result, the option of coding is still available to business owners.

PHP programming allows you to customize your website to meet your specific needs. Payment gateway integration in PHP must be done with extreme caution while keeping critical factors in mind.