Should I Call The Insurance Company After A Car Accident?

Though you may have the most prudent driving skills, the reality is that every time you’re driving, there is a high probability that you will be involved in a car crash. While this is not something an individual plans for, it’s good to keep a few things in mind if an accident occurs. At this point, a frequent question is, “should I contact the other driver’s car insurance company after my car accident? While some find it appropriate to contact one, the disadvantages of doing so outdo the advantages.

Protecting Yourself from Insurance Companies
After a car accident, it is advisable to look for experienced lawyers in Anchorage to get a free consultation on what to do. You can bet that the insurance adjusters (who have attorneys on their side) from the at-fault driver will be trying to contact you after the accident. And this is to their advantage, even if they seem to be compassionate. The sooner you contact a lawyer, the better it will be since you risk inadvertently torpedoing your case each time you speak to the insurance company.  However, you shouldn’t hesitate to respond to your own insurance company should they want information about the car accident, there is always a duty of good faith. The law requires them to act to you best interests. Insurance companies are just like any other business, and their main aim is to make profits. They have great tactics to make you accept a settlement that is less than what you deserve. This is the time you need experienced lawyers in Anchorage. Therefore, before you contact an insurance company, it’s good to know that:

Insurance adjusters have been trained to negotiate
Anything you say to the insurance adjusters will be used against you.
You are not obligated to take your car for repairs to the insurance shop
You can appeal the offer of the insurance company to total your car
Insurance companies may ignore you if you refuse their first offer
Insurance adjusters may force you to sign documents

Contact A Personal Injury Lawyer Before Dealing With An Insurance Company
Looking for car accident lawyer in Anchorage is the best action to take after a car accident. However if the insurance adjuster contacts you, be ready to:
Answer all questions politely, but do not agree to give a recorded statement or discuss your injuries. Limit the conversation to property damage.
Don’t admit fault for the accident
Don’t agree for a quick settlement
Never give out additional information other than what you have been asked

Always remember that you’re not obligated to talk with the other driver’s insurance company. You should not agree to sign any document offered to you. The best thing is to refer them to your lawyer. They don’t owe you a duty of care, and as such, they won’t act in good faith. Looking for a car accident lawyer in Anchorage will ensure that your right to claim for benefits is protected in the best was possible. At some point, the other driver’s insurance may want some information regarding the accident, especially when you’re presenting an injury claim. Keep in mind that they speed up claims to give the lowest amount possible. On such matters, your lawyer will advise on what to tell them. He/she will ensure everything goes smoothly and will lessen the problems of dealing with insurance adjusters.