Aditya Birla Health Insurance (ABHI) is one of the newly launched
health; insurance companies on the market. Through its financial
services wing, Aditya Birla provides insurance services in various
domains. However, Aditya Birla provides health insurance as a
stand-alone service.
Aditya Birla Health Insurance characteristics & benefits
Aditya Birla Health Insurance also operates on the Indian market,
offering multiple services to individuals, households, and groups at
present. Some of ABHI’s key characteristics and advantages can be
described as follows.
Flexible plan options:
Aditya Birla offers a range of plans based on customer
requirements. Plans for individuals, families and groups are available.
Specific benefits plans are available, including personal accident,
critical disease, cancer, etc. Besides this, there are policies that
provide community benefits.
Multiple sum insured options:
Depending on their requirement and affordability, consumers may
pick the amount insured. Based on specific plans, coverage can be
obtained for up to Rs.2 crore.
Wellness coaching:
One of Aditya Birla Health Insurance’s benefits is that it provides
access to experts from the health industry anytime, anywhere. Different
health professionals will explain their questions online at any time.
Network hospitals:
The company has a big network of hospitals and doctors. Customers
can access the list of hospitals and doctors in their cities/towns by
visiting the company website.
Health Returns:
The company offers rewards for healthy behaviour in its customers.
Customers can access this information by visiting the company’s official
website.
Tax relief:
The premium amount paid towards various health insurance policies
under Aditya Birla is eligible for income tax benefit as per section 80D
of the Income Tax Act.
Plans of Aditya Birla Life Insurance
Active Health Essential
Aditya Birla’s Activ Health Essential is a comprehensive health
insurance cover designed specifically for the country’s middle-income
group.In addition to regular return and cashless care services, this
program also includes access to the company’s value-added benefits
including Fitness Returns, Wellness Coach, etc.
Benefits
- Amount of insured options starting from as low as Rs.50,000
- No total entry age limit
- Day 1 coverage for specific chronic diseases including obesity, hypertension, cholesterol, etc.
- Deductible choices for receiving premium discounts
- Free health test once a policy year
- Second e-opinion by trained foreign experts for different dangerous diseases
To know more about Health Insurance, you can visit our website https://www.jayantharde.com or contact our representative at +91 712 2282029 or meet us at 51, Gurukripa, Old Sneha Nagar, Wardha Road, Nagpur.
Activ Health Enhanced
Aditya Birla’s Activ Health Enhanced is a health insurance cover
designed to provide policyholders with increased coverage. The program
is offered in flexible terms ranging from 1 to 3 years and provides
policyholders with a range of benefits. For both individuals and
families, this policy is available.
Unique Features
- Enhanced insured total security up to Rs.2 crore
- No entry age limit Day 1 coverage for various chronic diseases including diabetes, hypertension, asthma, etc.
- Choice of room category for all policyholders with insured sum
Rs.7 lakh and above Recovery benefit for ancillary variable expenses
including travel expenses, attendant fees, etc.
- Worldwide Emergency Medical Assistance Service in locations around the world
Activ Secure – Personal Accident
Covers for personal accidents are primarily intended to provide
financial security against the unexpected risk of accidental death or
disability. Aditya Birla Activ Secure-For this purpose alone, personal
accident is designed.This personal injury insurance provides coverage
against full permanent disability, partial permanent disability, and
death. The package also provides a number of additional covers to
provide improved coverage in addition to the regular value.
Unique Features:
- Complete protection against death and disability
- Coverage provided for vehicle and home modification after disability
- Compensation for educational benefit to insured children
- Protection against insured loans Multiple additional covers to enhance protection
Checklist before Buying Aditya Birla Health Insurance
- Compare the plans offered by the insurer
- Choose the appropriate sum insured you need
- Finalise the coverage amount
- Check out the exclusions listed in the policy
- Ensure that the waiting period is suitable for you
- Prepare the documents necessary for signing up
Reasons to Choose Aditya Birla Health Insurance
- Additional benefits such as Wellness Coaching, Health Returns, etc
- Rewards for maintaining a healthy lifestyle
- Floater benefit in most insurance policies
- Multiple plans (critical illness, hospital cash, personal accident, etc.) under a single brand
- Plenty of add-on covers to enhance overall protection
To know more about Health Insurance, you can visit our website https://www.jayantharde.com or contact our representative at +91 712 2282029 or meet us at 51, Gurukripa, Old Sneha Nagar, Wardha Road, Nagpur.
Source: https://hardejayant.blogspot.com/2019/12/reasons-to-purchase-health-insurance.html