Articles

Myths about Car Insurance You Need to Steer Clear Of

by Jessica Kappor Project Manager

Having a motor insurance is just not about following rules and regulations laid by authorities. Rather, it is more about being on the safe side when you are driving on the road. In many ways, skipping on vehicle insurance is akin to inviting peril upon oneself. The myths surrounding car insurance don’t help either, only making the decision harder.

Here are a few myths about motor insurance you should avoid at all costs:

Myth 1: Trusted And Reliable Insurance Companies are Rarely Found

Firstly, the choice of an insurance company should not be done randomly. Those who say that trusted insurance companies do not exist might not have done their research well, and have thus landed themselves with an unreliable insurance plan. So while looking for car insurance policies, you are advised to research well about the range of insurance policies available. Similarly, you also need to look for reputable insurance companies that offer motor insurance online. To make the right choice in terms of an insurance policy, you should definitely compare the coverage on offer vis-à-vis the insurance premium.

Myth 2: Vehicle Insurance is not needed by Young Drivers

This is the wrong kind of mentality that has seeped into the majority of mindsets. Just because you are young at age and good at driving, that doesn’t mean you are immune to accidents while plying on the road. In fact, there may be instances where you aren’t even responsible for the accident, and yet having to bear the brunt of the expenses. A proper car insurance policy keeps you financially well-guarded in that regard.

Myth 3:  Having Third Party Insurance is enough

Low cost of third party insurance attracts young drivers. But most buyers are unaware that such policies only third party liability, and not your car or yourself. Third Party insurance is mandatory by law, but that doesn’t make it sufficient.

So, it is best to consult with insurance experts while looking for comprehensive car insurance online before buying a policy. 

Making the Right Decision about Buying Motor Insurance Online

While buying a car insurance policy online, the random choice of an insurance company you get to know about is not a good practice. So, you are advised to check and explore options that trusted insurance companies offer, depending on your specific budget and vehicle specifications.

The expertise and advice of insurance consultants from a top rated car insurance company will help you choose the right car insurance policy. So, start researching well before buying car insurance online.


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About Jessica Kappor Advanced   Project Manager

70 connections, 0 recommendations, 179 honor points.
Joined APSense since, January 27th, 2014, From Gurgaon, India.

Created on Jan 2nd 2018 05:59. Viewed 392 times.

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