Motor Secure Premium Cover By Reliance Car Insurance

You are quite excited about purchasing your new car and you should be excited about it because it is a prized possession. However, your job does not end with purchasing the insurance but also a cover for the car that you have purchased. It is not only costly investment to purchase a car but you need to secure the money because any damage can cost you heavily. Car repair is costly and you don’t want to spend it out of your pocket. Roads are such that accidents and small bruises will be ordinary and that is why proper car insurance is a requirement.

While talking about proper and prestigious car insurance, Reliance general insurance is the best to trust. The company itself spells trust and reliability and you cannot ignore the fact that they are operating strongly in the market for quite some time now. Apart from the general plans, the company has brought some additional plan to safeguard your finance. These are add-ons will some extra benefit provided to the owner.

As mentioned earlier, this is an ad-on to the insurance plan provided by the company. This cover provides protection against the depreciation that happens to the vehicle with course of time.

The price of tubes and tires is kept outside the calculation. No deduction is done for the other parts of the car. This is known as Nil Depreciation Cover which is only applicable on private cars. One more thing shall be kept in mind that only two claims can be made in a year and in case of partial loss, the settlement will be made only if the repair is done in networked garages. Voluntary deductible and compulsory excess is applicable as per the levied amount.

This extension of insurance covers all consumable including engine oil, brake oil, AC gas oil, fuel filter, AC refrigerant, battery electrolyte, clip, wheel balancing weight, washers, bearing and much more. The condition is that during the course of accident, if any of these consumable is damaged, the insurance will bear the cost and replace the item. Even here the private car applicability condition is there and there can only be two claims made per year.

The engine cover is for any damage to the engine part. Parts of the gear box and other differential parts are covered under the plan. This includes leakage of lubricating oil and damage caused due to water impression. The only rule is that the claim has to be submitted within 7 days of damage caused.

This plan as the name suggests is for the damage caused due to key and lock use. If some damage is caused to the car while repairing the lock or the keys, the insurance will cover the same. The charge of the locksmith is included in the car insurance. Theft and robbery is covered but FIR shall be made for the same. The claim has to be made within 7 days and the entire lockset will be changed if the key is misplaced. You cannot just replace the keys without any damage.

Reliance car insurance motor secure cover is a boon to the vehicle owners who are looking forward to saving money in all possible ways. The company has made sure that the customers get something extra from the insurance and thus has offered some great plans that are not only out of the box but is quite effective too. However, for the add-ons the premium has to be a bit higher.