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Legal Help is of Utmost Importance in Case of Civil Judgement

by Alan M. Cohen LLC Debt Collection Lawyer in Boston

If you are new to the legal industry, there are few popular topics you would be eager to know about. And the two important topics include civil judgement and criminal conviction. Many often get confused what exactly they are or what is the difference between them. The best way to find the difference between the two is to find out who is actually accusing the individual of wrongdoing. If we talk about criminal cases, the accused is suspected of breaking laws set by the state. In such scenarios, the prosecution represents the state. And, in the case of civil cases, the claims are made by an individual against another person. In civil cases, you will find a variety of different cases including probate cases, family law and divorce, small claim cases, landlord cases and tenant cases. Depending on the scope of the case, the civil cases are decided by a jury or simply a judge.

A civil judgement is a non-criminal legal matter and in most of the scenarios requires the defendant to pay for the damages incurred. If you want to start a case, you need to first file a complaint with the jurisdiction where the incident occurred.   If the issue is not settled out-of-court, it proceeds to trial. And the defendant may be required to pay as a result of the trial.

Many individuals also want to know whether this judgement affects credit scores or not. According to law experts who work in the field of civil judgement, yes, they do appear on an individual’s credit report. Although the judgements are not directly reported to credit bureaus, they are recorded publicly on the county court records. And these records are reviewed by the credit bureaus and they regard the judgement as a negative action. So, it lowers an individual’s overall credit score.

Is it possible to remove the civil judgement from my credit report?  This is a very popular question that many individuals who are fighting this kind of legal suit ask their lawyers.  And the answer is no. Most judgements stay on the credit report of an individual for up to seven years from the date the case was filed in the court.  The time duration can be shortened if the judgement is paid.

An experienced solicitor can be the best help for you for resolving a civil judgement.  They will let you know how you can proceed with the lawsuit and how to get the best outcome.

 


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About Alan M. Cohen LLC Innovator   Debt Collection Lawyer in Boston

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Joined APSense since, May 27th, 2017, From Boston, United States.

Created on Mar 5th 2018 02:20. Viewed 369 times.

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