Know All About SBI Credit Card Bill Payment

SBI Credit Card Bill Payment is a hassle-free process made easy with the availability of endless options to pay the dues. SBI is one of the largest banks around the globe with a massive clientele. This puts a huge responsibility on the bank to provide top-notch services to its customers. Amongst these services is the convenience of bill payment of SBI Credit Cards. Read on to know about the various options available to pay off your outstanding with ease!

SBI Credit Card Eligibility

SBI follows the below listed criteria to ascertain the credit card eligibility of the applicants for credit cards:

Age limit: The minimum age limit of the applicant sought by the bank is 18 years to a maximum of 70 years.

Nationality: The applicant must bear Indian Nationality to be eligible for the SBI Credit Card.

Credit History: The applicant must bear a reasonably good credit history with no defaults in repayment. This would ensure the bank of the repayment capacity of the applicant.

SBI Debit Card

SBI Debit Card allows its bearer the experience of going cashless anytime and anywhere. The card facilitates your freedom to make virtual as well as real time purchases without any cash. You can use this card to make online payments, withdraw cash and pay at the merchant stores without any hinderance. The SBI Debit Card is accepted at over 5 lakh merchant outlets in the country and can be used to withdraw cash from any ATM. Along with making payments, this card also makes you earn FreedomRewardz points which can be redeemed as per your wish.

SBI Card Payment

SBI Credit Card Bill Payment can be done either via offline mode or through online options. Know about these options down below:

Online Mode:

NEFT Payment: You can make your SBI Credit Card Bill Payment through the National Electronic Funds Transfer (NEFT) facility which is a quick, easy and secure way to pay off your dues. The benefit that this option offers is that you can pay your bills from anywhere and anytime using any bank account that you have apart from SBI that offers this facility.

Paynet-Pay Online: This is also a very convenient option of making your SBI Credit Card Bill Payment as it only requires a few clicks and your payment is done. The only disadvantage of paying off your SBI Credit Card outstanding via this method is that the payment will reflect in your SBI Credit Card Account within two working days.

Visa Credit Card: The added advantage for those enjoying the benefits of an SBI Visa Credit Card is that they can transfer funds to their SBI Visa Credit Card anytime and anywhere, using the net banking facility provided by their bank. This is one of the most secure and quick ways to pay off your bills.

Online SBI: The online bill payment facility provided by SBI ensures that its valued customers do not have to stand in long queues to make their SBI Credit Card Bill Payment. With Online SBI facility, you can make your SBI Credit Card Bill Payment without any hassle.

SBI Mobile Banking: SBI Mobile Banking allows you the flexibility to make your SBI Credit Card Bill Payment any moment and from anywhere. With your phone in your hand, you need not go anywhere else. Your bill payment is just a few taps away. All you need to do is download the SBI App and register your mobile number to generate your login ID. Using this ID you can pay off your dues as per your convenience.

Electronic Bill Payment: The electronic bill payment service is a quick and convenient way to make your SBI Credit Card Bill Payment. The reason why this method of payment is a favourite amongst customers is because it allows them to use multiple payment channels to make payments. You can avail this service via net banking, ATM or mobile service of SBI, Indian Overseas Bank, Citibank and Bank of India.

National Automated Clearing House: This facility saves your effort of remembering your repayment schedule and making the payment every month. With NACH, you only need to authorise the bank to make automatic deductions towards your SBI Credit Card Bill Payment every month and your card account will be credited on the due date.

SBI Auto Debit: With SBI Auto Debit, you can directly pay off your credit card dues directly from your SBI and SBI group banks.

Debit Card: You can use your debit card to make SBI Credit Card Bill Payment. This is one of the most convenient ways to make the payment as it allows you the flexibility to use a debit card of another bank to pay off your dues.

Mobile App: You can download the SBI App from Apple iOS, Windows or Android App Store and pay your credit card bill as per your convenience.

Offline Mode:

SBI Bill Desk: For those who like to do things the conventional way, SBI Bill Desk is the answer for them. You can visit the nearest SBI branch and pay off your credit card dues at the bill desk.

Electronic Dropbox: The credit card holder can use the electronic dropbox to make the SBI Credit Card Bill Payment. All you need to do is submit the cheque signed towards the payment of your dues in the electronic dropbox and collect the receipt as the proof of your payment.

Manual Dropbox: A manual dropbox functions very much like its electronic version. The difference is that you need to mention your basic account details at the back of the cheque drawn towards the SBI Credit Card Bill Payment and drop it in the dropbox. The bank has made this option more convenient by installing more than 1300 dropboxed across the nation.

SBI ATM: You can also pay your credit card outstanding at the SBI ATM. All you need to do is visit the nearest SBI ATM and insert your debit card in the machine from which you intend to make the payment. Go on with the process of bill payment as directed by the machine and collect the receipt as the proof of the payment.

SBI Online

SBI Online Login is the unique login ID provided by SBI to all its customers. The SBI Online Login is used to access the key details related to the bank account of the customer. One can access their SBI Credit Card Statement through this login which contains all the details of the transactions made thrSBI Credit Cardsough their credit card. Not only this, the customers can also know about their SBI Credit Card Status through this login ID. Apart from these, the account holders can keep a tab on their expenditure and repayments through this virtual access to their account.

SBI Credit Card Customer Care Number