Injured in an Accident? Here are the Steps to Take
Getting involved in a car accident does not matter how careful you are on the road because accidents happen everywhere. When caught up in the situation, it can be hard to think straight and know what steps to take because it makes you confused and traumatized, depending on the crash's impact.
Many people make various mistakes after an accident, limiting their rights to receive compensation due to a lack of knowledge about the required steps to take after the accident. Whether you are the victim on not, do not let emotions take over, stay calm at the scene, or get someone nearby to help you out. When involved in a crash, here are the steps you need to take instantly.
1. Seek Medical Attention
Although leaving the crash scene can corrupt evidence, seeking medical attention should be your priority, whether you feel much pain or not. To do this effectively without leaving the location, you can call your medical doctor and give precise details.
The doctor will determine whether you need emergency aid or not. Some injuries take time to show up, so failing to call your doctor because you did not get severe injuries can lead to further complications. If you consider filing for an injury claim, see your doctor immediately. You will need medical history in the injury claim.
2. Obtain Information
Obtaining information immediately after the accident will save you from any future troubles, especially if you plan to file for an injury claim. You will need to collect every detail at the scene to help your personal injury attorney during court negotiations. If you are unable to do so, consider finding help from anyone at the scene or call the police. In case police fail to turn up or take a longer time, obtain the following information immediately.
Photos of the scene, and if possible, take a video. Videos give transparent and incorruptible footage of the incident
Details of insurance provider for the other driver
Date, time and location of the accident
If the place has security cameras, consider getting the footage
Take details of what happened before, during and after the crash and the damages caused
Name, phone number, and address of the other driver
The license number of the driver
The license plate number of the car
The driving condition of the road
Which direction both you were going
Ensure you take precise details because you might not remember some information after leaving the place. It is good to have facts to help you in case the court and your insurance need evidence to support your injury claim. Once you obtain the information, ensure you are stable enough to keep it safe even after leaving the scene.
3. File a Police Report
Remember to call the police immediately you get involved in an accident, no matter how minor the accident is. Contact the authorities and file a police report. Do not forget to take the identification of the police officer that turn up to the scene.
You may need the information to support your injury claim in court. Your attorney may also require the data for a preliminary assessment of the incident. As you take the police officer's details, remember to include the badge number, the name and ensure you get a copy of the report number of the incident. If there are witnesses, take their details too.
4. Contact Insurance Companies
After taking note of crucial information, call your insurance company before leaving the scene. If you leave without informing the insurance, you might forget. Failure to do so may lock you out from accessing your insurance rights because they operate on policies.
Explain every detail to the insurance agent, including the information you gathered at the scene. The agent will advise you on the way forward concerning the claim. You will need to be keen when giving out information to your insurance to avoid contradictory information that can deny you the opportunity to get compensated.
5. Call Your Attorney
Dealing with insurance companies can cause emotional pain and get you weary as you pursue compensation. It would be best to contact an attorney to ease the process for you. Dealing with an attorney creates a smooth experience and helps in the claim settlement negotiations.
Drive Towards Compensation
Anyone can get involved in an accident and file for injury claims, but it takes adequate knowledge of the legal process to make a successful claim. Hiring a legal representative cuts the red tape and assures you of full settlement.
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