Important Things to Know About Workers Compensation Program

by Andrew Lope Business promotion

Every company has plans and programs related to workers compensation that are devised to offer benefits to the employees in the event of injury or any accident at the workplace. Governments have stern rules regarding the same, but often stat governments are given this liberty to change these laws, but only in a better manner. This means that state governments have no right to trim out any point or clause from the law or act, but yes, they can certainly add a few based on their requirements, etc. Often these laws are very complicated to understand for laymen and employees have no idea of their rights. In such situations, the best solution they have, comes in the form of workers compensation lawyers working with top-notch law firms.

These professionals will explain the entire law before the client to let him/her know about the ways in which he/she could get benefitted. Some important parts of this law have been covered here in this post.

There Are Four Main Categories

As far as workers compensation benefits are concerned, according to these professionals, these benefits are categorised in 4 main categories. Let us have a look at them.

Medical Benefits For Your Treatment

According to solicitors Blacktown, upon getting injured or ill at the workplace while executing the duties, the employee becomes liable to get compensation covering all the medical related expenses. This would include –

Doctor Visits
Hospital Stays
Medical Tests
Prescription Medications
Medical Equipment, Such As Wheelchairs Or Crutches
Physical Therapy
Mileage Reimbursement For Travel To And From Doctor Appointments

The fact is that any expenditure made by you in the treatment of workplace injury or illness will have to be compensated by the company. These expenditures will continue to get covered until you get 100 percent fit to return back to work. The stipulation here is that you will need to see the right medical provider to qualify for compensation.

Choosing From The Provider Network

Laws related to workers compensation allow employers to choose the right medical institution or doctor for the treatment and the same law forces them to give at least 6 options to the injured employee. The employee gets another right, i.e. of changing the doctor, physician between the treatment process, but the replacement should also be the one recommended or contracted by the employer. Not getting treatment from the contracted hospital, medical centre or doctor means missing out most of the benefits that you can avail out of workers compensation law.

Disability Benefits Through Workers’ Compensation

In case, the injury has affected your ability to perform your duties at the workplace, in that case, you become eligible to get disability related benefits from the workers compensation laws. These benefits are offered on the basis of the type of disability and it could be of different types like –

• Temporary Total Disability

• Temporary Partial Disability

• Permanent Total Disability

• Permanent Partial Disability

How long you will receive these benefits depends on:

· The body part that is disabled

· The percentage of disability for that body part

· The maximum number of weeks the state allows benefits for that body part