If I am in a motor vehicle accident, how can I help my Boston car accident lawyers build my case?
If you just got a new car in Massachusetts, you may be looking at insurance plans. Should you ever get injured, you may wonder how much compensation you'll receive. A Boston lawyer can help you sort out your massachusetts workers compensation should you get injured. For now, here's a basic overview of Massachusetts laws that can give you a better idea of compensation possibilities
A "No-Fault State"
That's right: Massachusetts has a no-fault system, meaning that your insurer will cover your injuries whether or not you were the cause of the accident. Everyone in Massachusetts is required to have personal injury protection (PIP), but how much compensation you get for damages depends on your policy limits. And unless there are really serious injuries, you may not have to seek out compensation from the other person's insurer.
What will PIP pay?
Some damages you may receive compensation for include (but are not limited to):
• medical expenses
• lost wages (usually up to 75% of your weekly gross wages)
• vehicular damages
• physical and mental suffering
Your PIP will usually pay up to $8,000 but if you already have health insurance, then your policy may only pay up to about $2,000 for medical damages. You can claim your PIP benefits within two years of the accident. However, if an insurer determines that you are well, your benefits can be stopped. Also, if you were intoxicated, committing a crime, or trying to harm others with your vehicle, you can also be denied your PIP benefits.
Can I dispute benefits that are denied?
Unfortunately, this question is tricky to answer. The quick answer is probably not. Because you are guaranteed some compensation under the "no-fault" laws of Massachusetts, you give up a right to sue. However, if you feel that your benefits have been denied unfairly, you need to talk to a lawyer. And if you do choose to pursue litigation, you'll need to file a bodily injury claim. These claims can typically only be filed if your injury caused a permanent disability.
You can also file if you have a serious enough situation—like multiple broken bones—that makes it impossible for you to work. You can also sue if you have used up the policy limits for medical treatment but still need compensation to help with bills related to the accident. Again, a car accident lawsuits boston can give you more information at a free appointment—just call 844-311-7900.
A "No-Fault State"
That's right: Massachusetts has a no-fault system, meaning that your insurer will cover your injuries whether or not you were the cause of the accident. Everyone in Massachusetts is required to have personal injury protection (PIP), but how much compensation you get for damages depends on your policy limits. And unless there are really serious injuries, you may not have to seek out compensation from the other person's insurer.
What will PIP pay?
Some damages you may receive compensation for include (but are not limited to):
• medical expenses
• lost wages (usually up to 75% of your weekly gross wages)
• vehicular damages
• physical and mental suffering
Your PIP will usually pay up to $8,000 but if you already have health insurance, then your policy may only pay up to about $2,000 for medical damages. You can claim your PIP benefits within two years of the accident. However, if an insurer determines that you are well, your benefits can be stopped. Also, if you were intoxicated, committing a crime, or trying to harm others with your vehicle, you can also be denied your PIP benefits.
Can I dispute benefits that are denied?
Unfortunately, this question is tricky to answer. The quick answer is probably not. Because you are guaranteed some compensation under the "no-fault" laws of Massachusetts, you give up a right to sue. However, if you feel that your benefits have been denied unfairly, you need to talk to a lawyer. And if you do choose to pursue litigation, you'll need to file a bodily injury claim. These claims can typically only be filed if your injury caused a permanent disability.
You can also file if you have a serious enough situation—like multiple broken bones—that makes it impossible for you to work. You can also sue if you have used up the policy limits for medical treatment but still need compensation to help with bills related to the accident. Again, a car accident lawsuits boston can give you more information at a free appointment—just call 844-311-7900.
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