Articles
How to make different types of claims with HDFC ERGO private car insurance policy?
by Sujoy Bose Tax Manager
You can only avail all the coverage on offer by car insurance plans available with HDFC ERGO, when
you can make a successful claim on your HDFC ERGO private car insurance policy. You cannot rest
assured of getting the adequate protection if you just buy HDFC ERGO car insurance online. Read on
to find out how to make different types of claims on your HDFC ERGO car insurance plan. And, you
will los all your accumulated NCB on your HDFC ERGO car insurance renewal if you make a claim
successfully.
How to register a claim on HDFC ERGO private car insurance policy?
There are two easy ways of making claims on your HDFC ERGO private car insurance policy. You can
call on the toll-free HDFC ERGO number or alternatively, you can also download the app of HDFC
ERGO and have the app linked with your HDFC ERGO private car insurance policy. Then, you can
register car insurance claim with HDFC ERGO from your app on the go.
Different types of HDFC ERGO car insurance claim procedures
You need to follow different types of procedures to make different types of claims on your HDFC
ERGO private car insurance policy. Let's start with the cashless HDFC ERGO motor insurance claim.
By lodging this type of car insurance claim, you can avail all the required services without having to
pay a penny.
Cashless claim on HDFC ERGO private car insurance policy
If any unfortunate mishap leaves your insured car in bad shape, you have to register a motor insurance
claim with HDFC ERGO to avail cashless support. The following are the steps you have to make to
lodge a valid cashless claim on your HDFC ERGO private car insurance policy;
First thing to do after the accident is to find out a cashless garage in your vicinity and you have
to intimate HDFC ERGO by calling them or by sending a mail
If you car is slightly damaged yo have to drive it to the garage and in case of severe damage,
you have to get your insured vehicle towed to nearest cashless workshop.
HDFC ERGO will appoint a surveyor to assess the loss and you have to fill the claim form
provided by HDFC ERGO
Once your vehicle is ready, you just have to pay the deductible amount and depreciation cost
and drive your car away, HDFC ERGO will settle the rest of the amount with the its network
cashless garage.
You will receive regular updates on the status of the claim you make on your HDFC ERGO
private car insurance policy
In case of a major damage or theft of the insured vehicle, third party property damage and physical
injury, you should keep the nearest police station informed by lodging an FIR. You should inform
HDFC ERGO instantly to arrange for a spot survey in case of a major damage.
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About Sujoy Bose 
Tax Manager
56 connections, 1 recommendations, 175 honor points.Joined APSense since, August 17th, 2017, From Delhi, India.
Created on Sep 21st 2017 05:00. Viewed 855 times.
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