How to Get Auto Insurance without License
by James King Professional BloggerA situation when you need a car insurance and you don’t have a driving
license is not very uncommon and it happens many a times. But not all
conventional car insurance companies would allow you to buy insurance without
license. To get car insurance with no driver license you will have to find a
company which issues such insurances on some special grounds. Normally you
would need a driving license to buy auto insurance. But there arises some
special situations when you can get the insurance without furnishing your
driving license.
When can you apply for
auto insurance without driver license?
The following situations would allow you to apply for an auto insurance without the license. They are as follows:
- If you are not the
primary driver, and if you have a professional, a colleague, another family
member, or a friend to drive the car most of the time.
- If you were caught in
an offense where your license got suspended, then you may apply for a suspended
license car insurance.
- You may be sued in a
court case, where the judge tells you to get a license. And without an insured
car you cannot apply for a driving license. In that case you will have to
disclose the whole situation to the insurance company and get the insurance for
applying for the license.
- You may be physically
challenged for some time to drive the car. And if you own the car, then you can
buy the insurance by showing another person as the primary driver.
- Sometimes you may need
a car insurance to drive and get a new improved driving license for your
improved skills.
Alternative way
An alternative way to grab no license car insurance is to enroll the
driving license of a competent driver while buying the insurance. This way you
will get dual benefits. You can get the insurance without hassle, and also the
premium of the insurance will be calculated on basis on the performance and
records of the driver whose insurance you have provided. This can help you get
a low interest rate because if the driver is good the risk factors calculated
against his driving would be low.
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Created on Sep 26th 2018 08:35. Viewed 367 times.