How to Get Auto Insurance without License

A situation when you need a car insurance and you don’t have a driving license is not very uncommon and it happens many a times. But not all conventional car insurance companies would allow you to buy insurance without license. To get car insurance with no driver license you will have to find a company which issues such insurances on some special grounds. Normally you would need a driving license to buy auto insurance. But there arises some special situations when you can get the insurance without furnishing your driving license.

When can you apply for auto insurance without driver license?

The following situations would allow you to apply for an auto insurance without the license. They are as follows:

• If you are not the primary driver, and if you have a professional, a colleague, another family member, or a friend to drive the car most of the time. 
  
• If you were caught in an offense where your license got suspended, then you may apply for a suspended license car insurance.
  
• You may be sued in a court case, where the judge tells you to get a license. And without an insured car you cannot apply for a driving license. In that case you will have to disclose the whole situation to the insurance company and get the insurance for applying for the license.
  
• You may be physically challenged for some time to drive the car. And if you own the car, then you can buy the insurance by showing another person as the primary driver.
  
• Sometimes you may need a car insurance to drive and get a new improved driving license for your improved skills.
  

Alternative way

An alternative way to grab no license car insurance is to enroll the driving license of a competent driver while buying the insurance. This way you will get dual benefits. You can get the insurance without hassle, and also the premium of the insurance will be calculated on basis on the performance and records of the driver whose insurance you have provided. This can help you get a low interest rate because if the driver is good the risk factors calculated against his driving would be low.