Health Insurance Status In India

The public and private insurance sector of developing country like India is working very hard from previous two decades to enroll effective medical care policies to cover drawbacks like health emergency, increased care cost, unmanaged medical expenses, quality assurance, increasing effects of new diseases, health risks and defected public health functions. There are various categories of health insurance products available in India that work to overcome the mentioned drawbacks. There are thousands of Health Insurance policies offered by Government and private organizations in India. Out of these policies some are highly appreciated and considered best for their customers. As per recent Health Care Data Review of 2015, the following policies are considered best health insurance for their particular users.

Best Individual Health Insurance

Out of various individual health insurance health plans available the Star Criticare Plus and Apollo Munich Easy Health Premium stands as best health insurance for individual person. The Star Health Insurance offer criticare plus plan with unique benefits like SI coverage for individual member, coverage for vast list of diseases and customer satisfaction criteria making it one of the perfect fit health insurance plan.

Similarly, Apollo Munich Easy Health premium have unique features of fastest settlement protocol, 4500+ Network Hospitals, cashless hospitalization in all hospitals, 100% lifetime renewal and zero hidden charges. These features entitle it with crown of best individual health insurance in India.

Best Senior Citizen Health Insurance

In elderly years, there is a rise in health expenses of old age people and to control these expenses perfect senior citizen insurance is the best technique. If you are thinking to buy a senior citizen plan for yourself or your closed once then opt for Senior Citizen Red Carpet Plan offered by Star health Insurance or New India Senior Citizen Mediclaim Policy of company The New India Assurance Co.

The benefits offered by both the plans are perfect fit for requirements of senior citizen that involves no pre medical test, assurance for illness, pre-existence disease coverage and easy claim process.

Best Family Health plan

From the list of various family floater health insurance policies the Max Bupa Heartbeat Family First plan and Bajaj Allianz Guard Family Floater policy wins the race. As per data of 2015 survey, Max Bupa family plan is most liked policy of the year providing effective advantages like involvement of members up to 14 relationships, good premium rates and SI benefits to all the members of family makes it best family floater policy.

The Bajaj Allianz family guard also worked as best health insurance for complete family by providing protection from all critical illnesses, repayment for expensive treatments and reimbursement for any cashless status of client.

Best Health Insurance for Underprivileged

The Rashtriya Swasthya Bima Yojana is considered as best health insurance policy for underprivileged or BPL population of India. Policy provides benefits like cashless insurance, coverage for treatment in private & public hospitals, cover critical illness and low premium rates. This policy is specifically designed to meet the health requirements of people standing below poverty line in India and is wisely accepted in country.