Have a Property Inspection Done Before You Buy
If you’re buying a new home, this is a very
exciting time for you. It’s probably a nerve-wracking one, too. There are so
many things to think about and so many hurdles to jump through. But one that
you don’t want to overlook is that of a property inspection. After all, buying
real estate is one of the biggest financial investments you’ll ever make. You
want to make sure that you don’t buy something that’s going to be a money pit
after you take possession. Having an inspection done beforehand helps to ensure
that.
Finding Home Inspectors
Asking people you know if they are familiar
with companies that you do certified home inspections in Baltimore, MD, is a
good place to start. You could also ask your Realtor® or mortgage broker for
suggestions. The American Society of Home Inspectors (ASHI) also provides a
search tool to help you find certified home inspectors anywhere in the United
States. Members of ASHI have training requirements for its members and a
professional code of ethics. Members must pass an exam do continuing education
to retain their membership. You can also search for an inspector through the
National Association of Home Inspectors, which is like ASHI.
Check out websites for any inspector you
contact and read online reviews through places like Angie’s List,
HomeAdvisor.com, Google, or Yelp.
Things to Consider When Hiring an Inspector
- Choose an inspector who is a member of a professional
organization. This would indicate a certain level of knowledge, skill, and professionalism. Additionally, make sure you’re hiring someone who has been doing inspections for several years and possess more experience than someone newly certified or licensed.
- Not all states or jurisdictions require inspectors to be
licensed. Find out about the city of Baltimore or whatever community
you’re living in and if they need a license, ask for a copy of their
license and proof of errs and omissions insurance.
- Plan on being present for the inspection. Inspections typically
take two to four hours or more, depending on how large the home is and the complexity of the work. And, on average, an inspection will cost between
$350 to $800. Again, it could be more or less, depending on size and complexity. Being present during the inspection allows you to ask question about things that may come up.
- Ask to see a sample report. This will give you an idea of what
to expect in your own report. Is it easy to read and understand? Does it
include photos of potential problem areas?
- Ask what portions parts of the house and garage, including
mechanicals, will the inspection cover. If there are any areas not
covered, ask if they can be inspected for a separate fee and find out what
that fee will be.
- Finally, when looking for someone to do a certified
home inspection in Baltimore, MD, make sure the person you choose isn’t connected to or affiliates with the listing agency or agent. The person you pick should be completely objective.
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