Get your travel insured before you plan your trip!

Posted by nikita khanna
3
Sep 21, 2015
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Travel insurance policies are designed for you to have a more relaxed travel. This policy generally covers two major expenses, i.e. trip cancellation and medical. While travelling, any sudden unfortunate event can cost you a fortune. All the expenses related to medical emergencies or illnesses or cancellation of the trip due to specific reasons are covered under the travel insurance. Therefore, the use of travel insurance reduces your risk and makes the journey stress free.

 

Anyone who’s travelling abroad for leisure or business must opt for a travel insurance. It will save your money and you’ll have secured travel.Travelers worry more about their baggage being stolen, cancellation of flights, passports lost and delay in trips. These misadventures can hamper your perfectly planned trip. Apply for a travel insurance to avoid such unpredicted incidences.

Types of Travel Insurance

There are different types of travel covers available that are suitable for specific needs:

Corporate Travel Insurance

Corporate employees can get insured for both domestic and international trips.

Domestic Travel Insurance

This type of insurance covers any delay in travel, stolen luggage after check-in, unfortunate death and permanent physical disability.

International Travel Insurance

All the overseas medical expenses, loss of travel documents, delays caused in the trip are covered under this insurance type including other travel benefits.

Senior Citizen Travel Insurance

Apart from general benefits, this insurance covers all hospitalization expenses and dental treatments for senior citizens between the age group of 61 and 70.

Student Travel Insurance

This is favorable for students who are traveling abroad and gives them full coverage,  including medical treatment, loss of travel documents and any disruption in studies.

Individual Travel Insurance

This insurance plan covers against cancellation of the trip and theft .

Family Travel Insurance

Loss of luggage, expenses for hospitalization and other expenses related to sudden incidents are covered under this plan. As there is less paperwork, the claim is easily passed.

Exclusions in the selected travel protection plan

Every insurance policy may vary in terms of exclusions, so going through the policy terms and conditions is mandatory before finalizing your travel cover.

·         Any preexisting medical illness that may result in hospitalization.

·         Flights or trains missed due to sudden incidents like local protests.

·         Delay in receiving the luggage.

·         Other incidental expenses because of man-made circumstances like civil war or local protests.

With so many benefits offered and most importantly for the peace of your mind, always travel with travel insurance!

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