Figure out how to buy the classiest furniture without breaking the bank
You’re in the market to buy a piece of classy furniture. But
when see the price points at which most of the furniture pieces are available,
you’re left shell-shocked. For example, the price of a king-sized bed can go up
to $900.
And paying such a big amount in one go is no walk in the park
for sure. Almost everyone shuffles uneasily when they have to shell out such a
big amount at once. Now, many people would find a convenient yet
not-so-practical solution to this problem—instalments.
First of all, let’s refresh your memory about how instalments
work.
How do
instalments work?
Well, most of you might know how instalments work—but as
we’ve already mentioned, it’s just a refresher guide which won’t take much of
your time. Suppose you buy a quality bunk bed that’ll set you back almost $600.
So if you want to buy this bed on traditional instalments, you’ll have to pay
off the purchase with heavy interests.
Yes, traditional instalments come with crushing interest. And
if you look closely, the amount you pay in instalments is higher than the
actual listed amount. So, it’s better to not rely on instalments whenever
you’re buying a bed or any other thing for that matter.
Now, you may think that if conventional instalments aren’t
the right thing for you to make a purchase, then what is.
Well, the answer is a trend that’s changing the world of
shopping for New Zealanders; that trend’s name is layby.
Discovering
the awesome world of layby shopping
When you buy something on layby, you pay off that purchase in
instalments for sure. But the best part is that these instalments aren’t the
conventional ones where you have to pay crushing interest. Instead, the
instalments on layby come with zero per cent interest.
When you’re buying furniture on layby, you won’t have to pay
the entire amount of that furnishing item in one go. Instead, you’ll pay off
the purchase in interest-free instalments. Again, let’s explain that with the
help of an example that how layby works.
Suppose you want to buy bedroom furniture that costs you nearly
$400. When you buy that bedroom furniture on layby, you’ll pay off that $400 in
instalments that won’t come at any interest whatsoever.
That way, you’ll buy the best furniture of your choice
without breaking the bank.
Which is why, most New Zealanders want to buy furniture
pieces and other expensive items using layby. However, before beginning your
journey of buying furniture on layby, you’ll have to find a store that sells
products on layby. One other thing—that layby store has to be reliable and in
the business for quite some time.
Takeaway
So, now, you know exactly why it makes sense to buy top-shelf
furniture pieces and kitchen accessories like Wiltshire Classic Knife Block Set
- 6 Piece and Wiltshire
Culinary Butchers Block on layby. If you have any doubts regarding how
layby works, then drop your thoughts in the comments section below. Otherwise,
if you have previously done shopping on layby, share your experience in the
comments section below.
Happy shopping!
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