Articles
Features of a Good Family Health Insurance Plan
by Himani Mathur Content WriterA health insurance policy is essentially an insurance product that is purchased to deal with the potential cost of medical care and treatment in the future. It can also be bought to deal with medical emergencies and unexpected health crises. For those who have dependents or a family of their own, buying a good health insurance plan becomes even more important. A comprehensive family health insurance policy such as Star Health Insurance can enable a person to protect their loved ones from the vagaries of chance. The best family health insurance policies offer extensive coverage and relatively low premiums. Some of the key features of a good family health insurance plan are as follows:
- It should not have a cap on the maximum cost of treatment, the room rent, etc. This will ensure that the patients gets the best-in-class treatment without having to worry about finances.
- The medical insurance plan should cover all types of expenses incurred on surgical procedures, physiotherapy sessions, prescription drugs, and recovery plans.
- The best health insurance plans offer to bear the cost of health check-ups and doctor’s visits for every block of three or more claim-free years.
- A family health insurance plan should also provide coverage for maternity, including normal and caesarean deliveries. The new born baby should also be covered under the policy.
- Dental and ophthalmic procedures and treatments should also be covered under the family insurance plan.
- The insurance plan must provide cover for over 400 days of care procedures for the entire family and all its members.
- It should provide personal accident cover against permanent disablement and death of a family member at no additional cost.
The best family health insurance policies, such as Star Health Insurance offers buyers a number of advantages and benefits in addition to the normal coverage against liabilities. These benefits might include air ambulance facilities or the ability to avail a second medical opinion before continuing with treatment. Affordable health insurance plans can also be purchased on a floater basis. The insured person also receives certain monetary benefits in case of a claim-free renewal. You should contact a reputed insurance broker to compare the many medical insurance policies available in the market.
Sponsor Ads
About Himani Mathur 
Content Writer
143 connections, 4 recommendations, 390 honor points.Joined APSense since, October 9th, 2017, From Delhi, India.
Created on Jul 19th 2018 03:35. Viewed 525 times.
Comments
No comment, be the first to comment.
