Features and Benefits of Senior Citizens Health Insurance Plans

• Elderly people who are aged 65 years and above can eligible for this policy


• The premium of senior citizen medicalim policy depends on the age of individual.


• Under this plan, you can enjoy higher sum insured benefit.


• Health insurance for senior citizens offers free-look period.


• You can get day care costs that arise due to the use of special equipments during dialysis and chemotherapy procedures.


• The most useful feature of senior citizen health insurance plan is cashless hospitalization. It can be availed if the patient is admitted for more than 24 hours. This cashless hospitalization contains doctor fees, medical bills, room charges, etc.


• Medical tests are not required before availing mediclaim policies. Although it depends on one insure to another.


• Annual health check-ups are also covered by senior citizens mediclaim policies.


• Ambulance charges are covered.


• You can get tax benefit on insurance premiums.


• Policy renewal is available.


• Pre-existing ailments are covered that are subject to terms mentioned in the policy document.


• Pre and Post hospitalization expenses are covered, but it depends on the number of days


• Fast and effortless claim settlement option is available for senior citizens health insurance plan.


• Domiciliary hospitalization expenses are also available under this policy.

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Created on Apr 26th 2021 05:14. Viewed 325 times.

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