Does a Roofer HAVE to be Licensed, Bonded, and Insured?

by Dalton Kelly Marketing

As a homeowner, you certainly have looked for an experienced roofing contractor. So, you have likely come across the statement “We are licensed, bonded, and insured”. Do you know what that means? Should those conditions matter to you?

Indeed, a roofing company’s license is not a guarantee of his competence. What’s more, some states do not even demand contractors to be licensed.

Even some not licensed roofing companies are just as capable as those who are. But it doesn’t imply that you should put your roof in their hands.

So, let’s review what these terms mean and why you should keep them in mind when hiring roofing services.

Licensed:

Having a license may indicate that the company has received adequate training from a respected technical school or apprenticeship. Besides, they must have successfully finished such training. Also, it might imply that they paid a fee or had proven to have a certain number of work hours.

Getting a contractor’s license is all about demonstrating an excellent reputation. A licensed contractor wants to show they have a competent company that can do the work.

Thus, if the company has a valid license, you can feel sure that it can complete the project to your satisfaction.

Bonded:

When a contractor is bonded, someone will complete the project regardless of the circumstances. As a kind of insurance, contractors must pay a bonding company. So, the contractor can have the funds for materials and subcontractors thanks to that bonding company.

Did the contractor start the project but could not finish it for any reason? Don’t worry, the bonding company will hire another roofing contractor to complete the job.

Therefore, you will have peace of mind that your project will be completed by hiring a bonded contractor.

Insured:

Power equipment, the possibility of a slip and fall, and other potential hazards make roofing hazardous work. So, when a contractor is insured, their workers are protected. As a result, they will get medical attention if they suffer any injury while on the job.

Worker’s compensation regulations protect both the contractor and you in this situation.

Besides, you should know that your homeowner’s insurance may not cover contractors operating on your house. Hence, if the contractor is uninsured, and a worker experiences an injury on your property, you may have serious problems. Likewise, you may be responsible for the consequences of any accident occurring on your property during the roofing work by hiring a non-insured contractor. Indeed, you may end up paying for the respective medical expenses.

Conclusion

Are you planning to conduct a roofing project on your property? As you can see, hiring a licensed, bonded, and insured roofing contractors Hattiesburg MS is necessary. After all, life is unpredictable, and many issues may arise during roofing work.

Do you want a licensed, bonded, and insured contractor? The Matlock Roofing team has 15 years of expertise in the roofing business. Besides, we are familiar with the insurance claims process.

We gladly serve Sumrall, Petal, Hattiesburg, and Purvis, MS. You may get a free roof inspection and repair quote by calling us at 601-299-4048.