Do You Know The Reason For Your Car Accident Claim Denial?

Often people claim the insurance amount after meeting a car accident to pay the medical bills and other costs. Unfortunately, things always do not go in the same direction. Sometimes, the claim is denied by the insurance companies. An Orange County car accident lawyer mentioned that in case of facing such an issue, one must investigate the reasons behind it. However, the situation may differ, but one can find some common reasons behind it.

The present post deals with those reasons that cause the claim denial.

The accident could be avoided

If the insurance company proves that you could avoid the accident or the accident has occurred because of your negligence, the claim can be denied. If the insurer believes that you have done something that violates the coverage policy, like drink and drive or letting an unlicensed driver to drive, etc. may cause rejection of the claim. However, in case of facing any issues like this, it is best to consult a car accident lawyer.

Claim filed after deadline

Often the claims are denied because of claiming the insurance after the deadline. Sometimes, it happens because of ignorance and in some it happens as the victim remains too busy with medical treatment. An Orange County car accident lawyer mentioned it is better to appoint a lawyer once you met an accident as the lawyer will start the claim proceedings even when you are in the recovery and post-recovery phase. It will protect you from getting denied your deserving compensation.

Misinformation or lie

Car insurance takes a good amount of money every month. Some drivers or motorists often play deceitfully and do false claims about their accidents. In case you lied to the insurance company about their accident history, DUI history, annual mileage, or other important details, the company may reject your claim. However, sometimes your statement may also go against you. Thus, it is better to not give any statement in the absence of your lawyer. A lawyer will guide you about what to answer and what not.

Improper Documentation of the Accident

To successfully claim a car accident insurance, one needs to prove the liability of the defendant driver in the damage caused to you. If you do not prove the liability of the defendant, your claim may get rejected. For successful claims, you need to document the accidents. Here are some steps that you need to take.

• Report the incident to police
• Request medical assistance for injured including yourself
• Record the defendant driver details
• Take photos of the injuries, damage, skid marks, etc.
• Seek medical assistance

Medical records showing no injuries

A medical checkup is important for claiming successful insurance claims. Thus, one must not lose time to go to the doctor after the accident. Even after all proper proceedings, you are denied your claim. You must contact an Orange County car accident lawyer for assistance.

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Created on Nov 6th 2019 02:40. Viewed 332 times.

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