Dallas health insurance enrollment spikes as unemployed workers find plans

Health insurance in Dallas is experiencing significant increases in enrollment numbers with over one million new signups, and a lot of that may be due to the record number of Americans who are quitting their jobs and turning to the Affordable Care Act for a new plan. According to several published reports, roughly four million workers quit their full-time job every month between July and November of last year. Those numbers have only continued to skyrocket despite the threat of losing health insurance benefits through their employer. The safety net, as everyone is pointing out, is the Affordable Care Act, as now unemployed or self-employed workers don’t have healthcare concerns looming over their heads.

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ACA enrollments have soared ever since open enrollment began late last year. This includes a spike in individuals and families who now have health insurance in Dallas. According to various studies, rates will be cheaper in the future, with half of ACA participants qualifying for a Silver level plan that costs $10 or less per month. For millions of low- and middle-income families, this might be a significant opportunity. With that being said, some Americans are saying that the ACA exchange is difficult to navigate in terms of finding a suitable plan they can afford. Furthermore, a 2020 survey by the Commonwealth Fund stated that 71% of uninsured Americans who decided not to be covered by a private insurer or through the market said they did not end up buying a plan because it was too expensive.

Rick Thornton, a Dallas health insurance agent, says that despite these limitations, new legislation that is in the words could make an in-market insurance policy more affordable for most Americans — including those who recently left their job. According to a statement on the White House website, a family of four with an annual household income of $90,000 may see their monthly premium drop by $200 each month.

Insurance4Dallas, (I4D), helps insure all of Texas, Oklahoma, Arkansas, Arizona, Louisiana, New Mexico, Alabama, Virginia and Florida. Insurance4Dallas provides consumers with detailed information on health insurance with the ability to purchase health insurance online. Insurance4Dallas provides a full spectrum of health, dental, vision, life and ancillary insurance products, providing a diverse selection of price and benefit options complemented by personal customer service. Available via phone, email or fax, Insurance4Dallas answers consumer questions throughout the purchasing process and during the utilization of its health insurance policies.

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Created on Feb 12th 2022 21:11. Viewed 220 times.

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