Coverage Options Available Under Two Wheeler Insurance

by Ankit Passer insurance counsellor

If you have a two wheeler vehicle, be it a bike, scooty or a scooter, it is mandatory to have insurance to

become eligible for driving on the Indian roads. At least you must make sure that you have a third-party

cover as required by law.

When it comes to coverage of a two wheeler insurance, there are two options to choose from: Third

Party Cover and Comprehensive Cover or Package Policy. Apart from that, there are a number of

effective add-on covers that you can opt for along with your cover.

Important in this context, a comprehensive bike insurance policy covers both third-party legal liability as

well as own damages.

Let’s check out what bike insurance policy covers below in details:

 The third party liability policy covers you against any legal liability in the event of an accident

involving your vehicle.

 The policy covers Injury or Death of Third Party.

 Motor policy offers Third Party Property Damage up to Rs. 7.5 Lacs

 The policy also offer personal accident cover for owner/driver up to Rs. 15 Lacs

 The comprehensive two-wheeler insurance policy care of all liabilities and pays for your own

damage too.

 The comprehensive bike insurance covers any accident by External Means such as Fire, Self

Ignition, Explosion, Lightning etc.

 The policy also covers damages in case of transit by Road, Rail, Inland Waterway, Lift, Air etc.

 The package cover two-wheeler policy also offers coverage against

o Housebreaking

o Burglary or Theft

o Riots

o Strikes

o Terrorism or Malicious Acts

o Natural Calamities: Storm Earthquake, Flood, Landslide, Rockslide etc.

So if you are on the lookout for the best two wheeler insurance policy with the highest coverage and

that too at the lowest premium, you can click here and get the best deals.

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Joined APSense since, August 23rd, 2018, From Kolkata, India.

Created on Jul 23rd 2020 06:39. Viewed 298 times.